Texas Insurance Code 862.054 – Fire Insurance: Breach by Insured; Personal Property Coverage
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Terms Used In Texas Insurance Code 862.054
- Contract: A legal written agreement that becomes binding when signed.
- Personal property: All property that is not real property.
- Property: means real and personal property. See Texas Government Code 311.005
Unless the breach or violation contributed to cause the destruction of the property, a breach or violation by the insured of a warranty, condition, or provision of a fire insurance policy or contract of insurance on personal property, or of an application for the policy or contract:
(1) does not render the policy or contract void; and
(2) is not a defense to a suit for loss.