(a) An insurance company may contract to secure an employer’s liability and obligations and to pay compensation by issuing a workers’ compensation insurance policy under this subchapter.
(b) The contract for coverage must be written on a policy and endorsements approved by the Texas Department of Insurance.

Ask a workers compensation law question, get an answer ASAP!
Thousands of highly rated, verified workers compensation lawyers.
Claims, medical treatment, disability payments, termination, and more.
Get help with workers' comp forms, benefits, or employers' responsibilities
Click here to chat with a lawyer about your rights.

Terms Used In Texas Labor Code 406.051

  • Contract: A legal written agreement that becomes binding when signed.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Written: includes any representation of words, letters, symbols, or figures. See Texas Government Code 311.005

(c) The employer may not transfer:
(1) the obligation to accept a report of injury under § 409.001;
(2) the obligation to maintain records of injuries under § 409.006;
(3) the obligation to report injuries to the insurance carrier under § 409.005;
(4) liability for a violation of § 415.006 or 415.008 or of Chapter 451; or
(5) the obligation to comply with a commissioner order.