§ 702.301 General Requirements
§ 702.302 Disclosure Requirements
§ 702.303 Contract Term
§ 702.304 Cancellation and Refund Notice
§ 702.305 Prepayment Refund Notice
§ 702.306 Finance Charge Notice
§ 702.307 Cancellation of Contract for Full Refund
§ 702.308 Cancellation of Contract for Partial Refund
§ 702.309 Proof of Payment
§ 702.310 Effect of Contract On Third-Party Rights
§ 702.311 Void Contract
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Terms Used In Texas Occupations Code Chapter 702 > Subchapter G - Contract Requirements

  • Contract: A legal written agreement that becomes binding when signed.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • in writing: includes any representation of words, letters, or figures, whether by writing, printing, or other means. See Texas Government Code 312.011
  • Signed: includes any symbol executed or adopted by a person with present intention to authenticate a writing. See Texas Government Code 311.005
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC
  • Written: includes any representation of words, letters, symbols, or figures. See Texas Government Code 311.005