(1) Except as otherwise provided in Subsection 22-3-309(2)(a), a unitrust rate may be:

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     (1)(a) a fixed unitrust rate; or
     (1)(b) a unitrust rate that is determined for each period using:

          (1)(b)(i) a market index or other published data; or
          (1)(b)(ii) a mathematical blend of market indices or other published data over a stated number of preceding periods.
(2) Except as otherwise provided in Subsection 22-3-309(2)(a), a unitrust policy may provide:

     (2)(a) a limit on how high the unitrust rate determined under Subsection (1)(b) may rise;
     (2)(b) a limit on how low the unitrust rate determined under Subsection (1)(b) may fall;
     (2)(c) a limit on how much the unitrust rate determined under Subsection (1)(b) may increase over the unitrust rate for the preceding period or a mathematical blend of unitrust rates over a stated number of preceding periods;
     (2)(d) a limit on how much the unitrust rate determined under Subsection (1)(b) may decrease below the unitrust rate for the preceding period or a mathematical blend of unitrust rates over a stated number of preceding periods; or
     (2)(e) a mathematical blend of any of the unitrust rates determined under Subsection (1)(b) and Subsections (2)(a) through (d).