A borrower shall:

(1)

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Terms Used In Utah Code 57-28-202

  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
     (1)(a) for a home equity conversion mortgage insured by the Federal Housing Administration under Title 1 of the National Housing Act, 12 U.S.C. § 1715z-20, be 62 years old or older; and
     (1)(b) for proprietary loans not insured by the Federal Housing Administration, be 55 years old or older; and
(2) occupy the dwelling that secures the reverse mortgage as a principal residence.