(1)

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Terms Used In Utah Code 70D-2-203

  • broker: means a person who in the regular course of business assists a person in obtaining a mortgage loan for a fee or other consideration paid directly or indirectly. See Utah Code 70D-2-102
  • Commissioner: means the commissioner of the department. See Utah Code 70D-1-102
  • Department: means the Department of Financial Institutions. See Utah Code 70D-1-102
  • Lender: includes a mortgage lender. See Utah Code 70D-2-102
  • Person: means :
         (24)(a) an individual;
         (24)(b) an association;
         (24)(c) an institution;
         (24)(d) a corporation;
         (24)(e) a company;
         (24)(f) a trust;
         (24)(g) a limited liability company;
         (24)(h) a partnership;
         (24)(i) a political subdivision;
         (24)(j) a government office, department, division, bureau, or other body of government; and
         (24)(k) any other organization or entity. See Utah Code 68-3-12.5
  • Record: means information that is:
         (8)(a) inscribed on a tangible medium; or
         (8)(b) stored in an electronic or other medium and is retrievable in perceivable form. See Utah Code 70D-1-102
  • Servicer: means a person who in the regular course of business assumes responsibility for servicing and accepting payments for a mortgage loan. See Utah Code 70D-2-102
     (1)(a) A person required to register under this part shall pay to the commissioner:

          (1)(a)(i) a fee of $200 with the person’s initial registration; and
          (1)(a)(ii) an annual fee, on or before December 31 of each year, in an amount to be set by rule of the commissioner subject to Subsection (1)(b).
     (1)(b) The commissioner:

          (1)(b)(i) subject to Subsection (1)(b)(ii), shall set the annual renewal fee at an amount that generates sufficient revenue to cover the department‘s costs of administering this chapter; and
          (1)(b)(ii) may not set an annual renewal fee that exceeds $100 per renewal.
(2)

     (2)(a) The commissioner may require a lender, broker, or servicer to make a record of the lender, broker, or servicer relating to its activities as a lender, broker, or servicer available to the commissioner or the commissioner’s authorized representative for examination.
     (2)(b) A lender, broker, or servicer described in Subsection (2)(a) shall:

          (2)(b)(i) reimburse the department for travel and other reasonable and necessary costs incurred in the examination described in Subsection (2)(a); and
          (2)(b)(ii) pay to the commissioner a fee set by the commissioner based on an hourly rate per each examiner, not to exceed $55 per hour for each examiner.
(3) No portion of a fee paid or owed to the commissioner under this section is refundable because a person voluntarily or involuntarily ceases to do business as a lender, broker, or servicer:

     (3)(a) during the period covered by the fee; or
     (3)(b) before the time of an examination by the commissioner of a record pertaining to a transaction preceding the day on which the person ceases to do business as a lender, broker, or servicer.