Utah Code > Title 11 > Chapter 48 – Emergency Response


§ 11-48-101	Title
§ 11-48-101.5	Definitions
§ 11-48-102	Prohibition of response fees
§ 11-48-103	Provision of 911 ambulance services in municipalities and counties

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Terms Used In Utah Code > Title 11 > Chapter 48 - Emergency Response

Accident and health insurance: means insurance to provide protection against economic losses resulting from:
          (1)(a)(i) a medical condition including:
               (1)(a)(i)(A) a medical care expense; or
               (1)(a)(i)(B) the risk of disability;
          (1)(a)(ii) accident; or
          (1)(a)(iii) sickness. See Utah Code 31A-1-301
Administrator: means the same as that term is defined in Subsection (187). See Utah Code 31A-1-301
Affected guaranty association: means a guaranty association that is or may become liable for payment of a covered claim. See Utah Code 31A-27a-102
Affiliate: means a person who controls, is controlled by, or is under common control with, another person. See Utah Code 31A-1-301
Affiliate: is a s defined in Section 31A-1-301. See Utah Code 31A-27a-102
Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
Agency: means :
(6)(a) a person other than an individual, including a sole proprietorship by which an individual does business under an assumed name; and
(6)(b) an insurance organization licensed or required to be licensed under Section 31A-23a-301, 31A-25-207, or 31A-26-209. See Utah Code 31A-1-301
Allegation: something that someone says happened.
Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
Annuity: means an agreement to make periodical payments for a period certain or over the lifetime of one or more individuals if the making or continuance of all or some of the series of the payments, or the amount of the payment, is dependent upon the continuance of human life. See Utah Code 31A-1-301
Application: means a document:
     (10)(a)
          (10)(a)(i) completed by an applicant to provide information about the risk to be insured; and
          (10)(a)(ii) that contains information that is used by the insurer to evaluate risk and decide whether to:
               (10)(a)(ii)(A) insure the risk under:
                    (10)(a)(ii)(A)(I) the coverage as originally offered; or
                    (10)(a)(ii)(A)(II) a modification of the coverage as originally offered; or
               (10)(a)(ii)(B) decline to insure the risk; or
     (10)(b) used by the insurer to gather information from the applicant before issuance of an annuity contract. See Utah Code 31A-1-301
Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
Association: means the Utah Life and Health Insurance Guaranty Association continued under Section 31A-28-106. See Utah Code 31A-28-105
authorized: when used in the context of assessments, means that the board of directors passed a resolution by which an assessment will be called immediately or in the future from member insurers for an amount specified in the resolution. See Utah Code 31A-28-105
Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. ^{Source: OCC}
Benefit plan: means a specific benefit plan of:
     (3)(a) employees;
     (3)(b) a union; or
     (3)(c) an association of natural persons. See Utah Code 31A-28-105
Bequest: Property gifted by will.
Board of directors: means the board of directors established under Section 31A-28-107. See Utah Code 31A-28-105
called: when used in the context of assessments, means that the association issued a notice to member insurers requiring that an authorized assessment be paid within the time frame set forth in the notice. See Utah Code 31A-28-105
Cash surrender value: means the cash surrender value without reduction for an outstanding policy loan or surrender charge. See Utah Code 31A-28-105
Certificate: means evidence of insurance given to:
(23)(a) an insured under a group insurance policy; or
(23)(b) a third party. See Utah Code 31A-1-301
City: means a municipality that is classified by population as a city of the first class, a city of the second class, a city of the third class, a city of the fourth class, or a city of the fifth class, under Section 10-2-301. See Utah Code 10-1-104
City: includes , depending on population, a metro township as defined in Section 10-3c-102. See Utah Code 68-3-12.5
Commissioner: is a s defined in Section 31A-1-301. See Utah Code 31A-27a-102
Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
Contract: A legal written agreement that becomes binding when signed.
contract owner: means a person who:
          (16)(a)(i) is identified as the legal owner under the terms of the policy or contract; or
          (16)(a)(ii) is otherwise vested with legal title to the policy or contract through a valid assignment:
               (16)(a)(ii)(A) completed in accordance with the terms of the policy or contract; and
               (16)(a)(ii)(B) properly recorded as the owner on the books of the insurer. See Utah Code 31A-28-105
Contractual obligation: means an obligation under any of the following for which coverage is provided under Section 31A-28-103:
     (7)(a) a policy or contract;
     (7)(b) a certificate under a group policy or contract; or
     (7)(c) a portion of a policy or contract. See Utah Code 31A-28-105
Control: is a s defined in Section 31A-1-301. See Utah Code 31A-27a-102
Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
Corporation: means an insurance corporation, except when referring to:
          (34)(a)(i) a corporation doing business:
               (34)(a)(i)(A) as:
                    (34)(a)(i)(A)(I) an insurance producer;
                    (34)(a)(i)(A)(II) a surplus lines producer;
                    (34)(a)(i)(A)(III) a limited line producer;
                    (34)(a)(i)(A)(IV) a consultant;
                    (34)(a)(i)(A)(V) a managing general agent;
                    (34)(a)(i)(A)(VI) a reinsurance intermediary;
                    (34)(a)(i)(A)(VII) a third party administrator; or
                    (34)(a)(i)(A)(VIII) an adjuster; and
               (34)(a)(i)(B) under:
                    (34)(a)(i)(B)(I) Chapter 23a, Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries;
                    (34)(a)(i)(B)(II) Chapter 25, Third Party Administrators; or
                    (34)(a)(i)(B)(III) Chapter 26, Insurance Adjusters; or
          (34)(a)(ii) a noninsurer that is part of a holding company system under Chapter 16, Insurance Holding Companies. See Utah Code 31A-1-301
Coverage date: means the date on which the association becomes responsible for the obligations of a member insurer. See Utah Code 31A-28-105
Covered portion: means :
          (10)(a)(i) for a covered policy that has a cash surrender value, a fraction calculated with:
               (10)(a)(i)(A) the numerator being the lesser of:
                    (10)(a)(i)(A)(I)
                         (10)(a)(i)(A)(I)(Aa) $200,000 for a life insurance policy; or
                         (10)(a)(i)(A)(I)(Bb) $250,000 for a covered policy that is not a life insurance policy; or
                    (10)(a)(i)(A)(II) the cash surrender value of the policy; and
               (10)(a)(i)(B) the denominator being the cash surrender value of the policy; and
          (10)(a)(ii) for a covered policy that does not have a cash surrender value, a fraction calculated with:
               (10)(a)(ii)(A) the numerator being the lesser of:
                    (10)(a)(ii)(A)(I)
                         (10)(a)(ii)(A)(I)(Aa) $200,000 for a life insurance policy; and
                         (10)(a)(ii)(A)(I)(Bb) $250,000 for a covered policy that is not a life insurance policy; or
                    (10)(a)(ii)(A)(II) the policy's minimum statutory reserve; and
               (10)(a)(ii)(B) the denominator being the policy's minimum statutory reserve. See Utah Code 31A-28-105
creditor: means a person having a claim against an insurer whether the claim is:
     (5)(a) matured or not matured;
     (5)(b) liquidated or unliquidated;
     (5)(c) secured or unsecured;
     (5)(d) absolute; or
     (5)(e) fixed or contingent. See Utah Code 31A-27a-102
Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
Deed: The legal instrument used to transfer title in real property from one person to another.
Delinquency proceeding: means a:
(9)(a) proceeding instituted against an insurer for the purpose of rehabilitating or liquidating the insurer; and
(9)(b) summary proceeding under Section 31A-27a-201. See Utah Code 31A-27a-102
Department: is a s defined in Section 31A-1-301 unless the context requires otherwise. See Utah Code 31A-27a-102
Devise: To gift property by will.
Director: means a member of the board of directors of a corporation. See Utah Code 31A-1-301
Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
Division: means the Division of Forestry, Fire, and State Lands. See Utah Code 65A-1-1
domiciliary state: means the state in which an insurer is incorporated or organized, except that "domiciliary state" means:
(12)(a) in the case of an alien insurer, its state of entry; or
(12)(b) in the case of a risk retention group, the state in which the risk retention group is chartered as contemplated in the Liability Risk Retention Act, Utah Code 31A-27a-102
Donor: The person who makes a gift.
Employee: means :
(57)(a) an individual employed by an employer; or
(57)(b) an individual who meets the requirements of Subsection (55)(b). See Utah Code 31A-1-301
Endorsement: means a written agreement attached to a policy or certificate to modify the policy or certificate coverage. See Utah Code 31A-1-301
Enrollee: includes an insured. See Utah Code 31A-1-301
Equal: means , with respect to biological sex, of the same value. See Utah Code 68-3-12.5
Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. ^{Source: U.S. Courts}
Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
Exclusion: means for the purposes of accident and health insurance that an insurer does not provide insurance coverage, for whatever reason, for one of the following:
     (67)(a) a specific physical condition;
     (67)(b) a specific medical procedure;
     (67)(c) a specific disease or disorder; or
     (67)(d) a specific prescription drug or class of prescription drugs. See Utah Code 31A-1-301
Extra-contractual claim: includes a claim relating to:
     (11)(a) bad faith in the payment of a claim;
     (11)(b) punitive or exemplary damages; or
     (11)(c) attorney fees and costs. See Utah Code 31A-28-105
Fair market value: The price at which an asset would change hands in a transaction between a willing, informed buyer and a willing, informed seller.
Filed: means that a filing is:
          (69)(a)(i) submitted to the department as required by and in accordance with applicable statute, rule, or filing order;
          (69)(a)(ii) received by the department within the time period provided in applicable statute, rule, or filing order; and
          (69)(a)(iii) accompanied by the appropriate fee in accordance with:
               (69)(a)(iii)(A) Section 31A-3-103; or
               (69)(a)(iii)(B) rule. See Utah Code 31A-1-301
Filing: when used as a noun, means an item required to be filed with the department including:
     (70)(a) a policy;
     (70)(b) a rate;
     (70)(c) a form;
     (70)(d) a document;
     (70)(e) a plan;
     (70)(f) a manual;
     (70)(g) an application;
     (70)(h) a report;
     (70)(i) a certificate;
     (70)(j) an endorsement;
     (70)(k) an actuarial certification;
     (70)(l) a licensee annual statement;
     (70)(m) a licensee renewal application;
     (70)(n) an advertisement;
     (70)(o) a binder; or
     (70)(p) an outline of coverage. See Utah Code 31A-1-301
Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. ^{Source: OCC}
foreign insurer: means an insurer domiciled in another state. See Utah Code 31A-27a-102
Form: means one of the following prepared for general use:
          (74)(a)(i) a policy;
          (74)(a)(ii) a certificate;
          (74)(a)(iii) an application;
          (74)(a)(iv) an outline of coverage; or
          (74)(a)(v) an endorsement. See Utah Code 31A-1-301
General assets: includes the property of the estate or its proceeds in excess of the amount necessary to discharge a claim described in Subsection (18)(a). See Utah Code 31A-27a-102
Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
Good faith: means honesty in fact and intention, and in regard to Part 5, Asset Recovery, also requires the absence of:
(19)(a) information that would lead a reasonable person in the same position to know that the insurer is financially impaired or insolvent; and
(19)(b) knowledge regarding the imminence or pendency of a delinquency proceeding against the insurer. See Utah Code 31A-27a-102
Grantor: The person who establishes a trust and places property into it.
Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. ^{Source: OCC}
Guaranty association: means :
(20)(a) a mechanism mandated by Chapter 28, Guaranty Associations; or
(20)(b) a similar mechanism in another state that is created for the payment of claims or continuation of policy obligations of a financially impaired or insolvent insurer. See Utah Code 31A-27a-102
Health benefit plan: means a policy, contract, certificate, or agreement offered or issued by an insurer to provide, deliver, arrange for, pay for, or reimburse any of the costs of health care, including major medical expense coverage. See Utah Code 31A-1-301
Health care: means any of the following intended for use in the diagnosis, treatment, mitigation, or prevention of a human ailment or impairment:
     (83)(a) a professional service;
     (83)(b) a personal service;
     (83)(c) a facility;
     (83)(d) equipment;
     (83)(e) a device;
     (83)(f) supplies; or
     (83)(g) medicine. See Utah Code 31A-1-301
health insurance: means insurance providing:
(84)(a)(i) a health care benefit; or
(84)(a)(ii) payment of an incurred health care expense. See Utah Code 31A-1-301
Highway: includes :
     (15)(a) a public bridge;
     (15)(b) a county way;
     (15)(c) a county road;
     (15)(d) a common road; and
     (15)(e) a state road. See Utah Code 68-3-12.5
Impaired: means that an insurer:
     (21)(a) does not have admitted assets at least equal to the sum of:
          (21)(a)(i) all its liabilities; and
          (21)(a)(ii) the minimum surplus required to be maintained by Section 31A-5-211 or 31A-8-209; or
     (21)(b) has a total adjusted capital that is less than its authorized control level RBC, as defined in Section 31A-17-601. See Utah Code 31A-27a-102
Impaired insurer: means a member insurer that is not an insolvent insurer and:
(12)(a) is considered by the commissioner to be hazardous pursuant to this title; or
(12)(b) is placed under an order of rehabilitation or conservation by a court of competent jurisdiction. See Utah Code 31A-28-105
Indemnity: means the payment of an amount to offset all or part of an insured loss. See Utah Code 31A-1-301
Individual: means a natural person. See Utah Code 31A-1-301
insolvent: means that:
     (95)(a) an insurer is unable to pay the insurer's obligations as the obligations are due;
     (95)(b) an insurer's total adjusted capital is less than the insurer's mandatory control level RBC under Subsection 31A-17-601(8)(c); or
     (95)(c) an insurer's admitted assets are less than the insurer's liabilities. See Utah Code 31A-1-301
insolvent: means that an insurer:
     (22)(a) is unable to pay its obligations when they are due;
     (22)(b) does not have admitted assets at least equal to all of its liabilities; or
     (22)(c) has a total adjusted capital that is less than its mandatory control level RBC, as defined in Section 31A-17-601. See Utah Code 31A-27a-102
Insolvent insurer: means a member insurer that is placed under an order of liquidation by a court of competent jurisdiction with a finding of insolvency. See Utah Code 31A-28-105
Insurance: includes :
          (96)(b)(i) a risk distributing arrangement providing for compensation or replacement for damages or loss through the provision of a service or a benefit in kind;
          (96)(b)(ii) a contract of guaranty or suretyship entered into by the guarantor or surety as a business and not as merely incidental to a business transaction; and
          (96)(b)(iii) a plan in which the risk does not rest upon the person who makes an arrangement, but with a class of persons who have agreed to share the risk. See Utah Code 31A-1-301
Insured: means a person to whom or for whose benefit an insurer makes a promise in an insurance policy and includes:
          (103)(a)(i) a policyholder;
          (103)(a)(ii) a subscriber;
          (103)(a)(iii) a member; and
          (103)(a)(iv) a beneficiary. See Utah Code 31A-1-301
insurer: means a person who:
     (23)(a) is doing, has done, purports to do, or is licensed to do the business of insurance;
     (23)(b) is or has been subject to the authority of, or to rehabilitation, liquidation, reorganization, supervision, or conservation by an insurance commissioner; or
     (23)(c) is included under Section 31A-27a-104. See Utah Code 31A-27a-102
Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. ^{Source: OCC}
Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
Land: includes :
     (18)(a) land;
     (18)(b) a tenement;
     (18)(c) a hereditament;
     (18)(d) a water right;
     (18)(e) a possessory right; and
     (18)(f) a claim. See Utah Code 68-3-12.5
Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). ^{Source: OCC}
Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
Liabilities: is a s defined by and is measured in accordance with the National Association of Insurance Commissioner's Statements of Statutory Accounting Principles, as incorporated in this state by rules made by the department in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, for the purposes of Subsection 31A-4-113(1)(b)(ii). See Utah Code 31A-27a-102
License: includes a certificate of authority issued to an insurer. See Utah Code 31A-1-301
Life insurance: means :
(114)(a)(i) insurance on a human life; and
(114)(a)(ii) insurance pertaining to or connected with human life. See Utah Code 31A-1-301
Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
Member: means a person having membership rights in an insurance corporation. See Utah Code 31A-1-301
Member insurer: includes an insurer whose license or certificate of authority in this state may have been:
          (14)(b)(i) suspended;
          (14)(b)(ii) revoked;
          (14)(b)(iii) not renewed; or
          (14)(b)(iv) voluntarily withdrawn. See Utah Code 31A-28-105
Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
Municipality: means a city or town. See Utah Code 11-48-101.5
Municipality: means :
     (5)(a) a city of the first class, city of the second class, city of the third class, city of the fourth class, city of the fifth class;
     (5)(b) a town, as classified in Section 10-2-301; or
     (5)(c) a preliminary municipality incorporated under Chapter 2a, Part 5, Incorporation of a Preliminary Municipality. See Utah Code 10-1-104
Mutual: means a mutual insurance corporation. See Utah Code 31A-1-301
Netting agreement: includes :
(25)(c)(i) a term or condition incorporated by reference in the contract or agreement described in Subsection (25)(a); or
(25)(c)(ii) a master agreement described in Subsection (25)(a). See Utah Code 31A-27a-102
Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
Order: means an order of the commissioner. See Utah Code 31A-1-301
Participating: means a plan of insurance under which the insured is entitled to receive a dividend representing a share of the surplus of the insurer. See Utah Code 31A-1-301
Person: includes :
     (146)(a) an individual;
     (146)(b) a partnership;
     (146)(c) a corporation;
     (146)(d) an incorporated or unincorporated association;
     (146)(e) a joint stock company;
     (146)(f) a trust;
     (146)(g) a limited liability company;
     (146)(h) a reciprocal;
     (146)(i) a syndicate; or
     (146)(j) another similar entity or combination of entities acting in concert. See Utah Code 31A-1-301
Person: means :
     (24)(a) an individual;
     (24)(b) an association;
     (24)(c) an institution;
     (24)(d) a corporation;
     (24)(e) a company;
     (24)(f) a trust;
     (24)(g) a limited liability company;
     (24)(h) a partnership;
     (24)(i) a political subdivision;
     (24)(j) a government office, department, division, bureau, or other body of government; and
     (24)(k) any other organization or entity. See Utah Code 68-3-12.5
Plaintiff: The person who files the complaint in a civil lawsuit.
Plan sponsor: means the same as that term is defined in Utah Code 31A-1-301
Policy: includes a service contract issued by:
          (150)(b)(i) a motor club under Chapter 11, Motor Clubs;
          (150)(b)(ii) a service contract provided under Chapter 6a, Service Contracts; and
          (150)(b)(iii) a corporation licensed under:
               (150)(b)(iii)(A) Chapter 7, Nonprofit Health Service Insurance Corporations; or
               (150)(b)(iii)(B) Chapter 8, Health Maintenance Organizations and Limited Health Plans. See Utah Code 31A-1-301
Policy: includes all clauses, riders, endorsements, and papers that are a part of a policy. See Utah Code 31A-27a-102
Policyholder: means a person who controls a policy, binder, or oral contract by ownership, premium payment, or otherwise. See Utah Code 31A-1-301
Political subdivision: means a county, city, town, special district, or special service district. See Utah Code 11-48-101.5
Premium: includes , however designated:
          (156)(b)(i) an assessment;
          (156)(b)(ii) a membership fee;
          (156)(b)(iii) a required contribution; or
          (156)(b)(iv) monetary consideration. See Utah Code 31A-1-301
premiums: means an amount or consideration received on covered policies or contracts, less:
          (17)(a)(i) returned:
               (17)(a)(i)(A) premiums;
               (17)(a)(i)(B) considerations; and
               (17)(a)(i)(C) deposits; and
          (17)(a)(ii) dividends and experience credits. See Utah Code 31A-28-105
Proceeding: includes an action or special statutory proceeding. See Utah Code 31A-1-301
Process: means a writ or summons issued in the course of a judicial proceeding. See Utah Code 68-3-12.5
Property: includes both real and personal property. See Utah Code 68-3-12.5
property of the estate: includes :
     (30)(a) a right, title, or interest of the insurer in property:
          (30)(a)(i) whether:
               (30)(a)(i)(A) legal or equitable;
               (30)(a)(i)(B) tangible or intangible; or
               (30)(a)(i)(C) choate or inchoate; and
          (30)(a)(ii) including choses in action, contract rights, and any other interest recognized under the laws of this state;
     (30)(b) entitlements that exist before the entry of an order of rehabilitation or liquidation;
     (30)(c) entitlements that may arise by operation of this chapter or other provisions of law allowing the receiver to avoid prior transfers or assert other rights; and
     (30)(d)
          (30)(d)(i) records or data that is otherwise the property of the insurer; and
          (30)(d)(ii) records or data similar to those described in Subsection (30)(d)(i) that are within the possession, custody, or control of a managing general agent, a third party administrator, a management company, a data processing company, an accountant, an attorney, an affiliate, or other person. See Utah Code 31A-27a-102
Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
qualified financial contract: means any of the following:
     (31)(a) a commodity contract;
     (31)(b) a forward contract;
     (31)(c) a repurchase agreement;
     (31)(d) a securities contract;
     (31)(e) a swap agreement; or
     (31)(f) a similar agreement that the commissioner determines by rule or order to be a qualified financial contract for purposes of this chapter. See Utah Code 31A-27a-102
Rate: means :
          (163)(a)(i) the cost of a given unit of insurance; or
          (163)(a)(ii) for property or casualty insurance, that cost of insurance per exposure unit either expressed as:
               (163)(a)(ii)(A) a single number; or
               (163)(a)(ii)(B) a pure premium rate, adjusted before the application of individual risk variations based on loss or expense considerations to account for the treatment of:
                    (163)(a)(ii)(B)(I) expenses;
                    (163)(a)(ii)(B)(II) profit; and
                    (163)(a)(ii)(B)(III) individual insurer variation in loss experience. See Utah Code 31A-1-301
Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
real property: includes :
     (31)(a) land;
     (31)(b) a tenement;
     (31)(c) a hereditament;
     (31)(d) a water right;
     (31)(e) a possessory right; and
     (31)(f) a claim. See Utah Code 68-3-12.5
receiver: means the commissioner or the commissioner's designee, including a rehabilitator, liquidator, or ancillary receiver. See Utah Code 31A-27a-102
Receiver: means , as the context requires:
     (19)(a) a rehabilitator;
     (19)(b) a liquidator;
     (19)(c) an ancillary receiver; or
     (19)(d) a conservator. See Utah Code 31A-28-105
receivership: means a rehabilitation, liquidation, or ancillary receivership. See Utah Code 31A-27a-102
receivership court: refers to the court in which a delinquency proceeding is pending. See Utah Code 31A-27a-102
Record: when used as a noun, means information or data, in whatever form maintained, including:
     (36)(a) a book;
     (36)(b) a document;
     (36)(c) a paper;
     (36)(d) a file;
     (36)(e) an application file;
     (36)(f) a policyholder list;
     (36)(g) policy information;
     (36)(h) a claim or claim file;
     (36)(i) an account;
     (36)(j) a voucher;
     (36)(k) a litigation file;
     (36)(l) a premium record;
     (36)(m) a rate book;
     (36)(n) an underwriting manual;
     (36)(o) a personnel record;
     (36)(p) a financial record; or
     (36)(q) other material. See Utah Code 31A-27a-102
Reinsurance: means an insurance transaction where an insurer, for consideration, transfers any portion of the risk it has assumed to another insurer. See Utah Code 31A-1-301
Reinsurance: means a transaction or contract under which an assuming insurer agrees to indemnify a ceding insurer against all, or a part, of a loss that the ceding insurer may sustain under the one or more policies that the ceding insurer issues or will issue. See Utah Code 31A-27a-102
Resident: means a person:
          (21)(a)(i) to whom a contractual obligation is owed; and
          (21)(a)(ii) who resides in this state on the earlier of the date a member insurer is an:
               (21)(a)(ii)(A) impaired insurer; or
               (21)(a)(ii)(B) insolvent insurer. See Utah Code 31A-28-105
Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
Rider: means an endorsement to:
(173)(a) an insurance policy; or
(173)(b) an insurance certificate. See Utah Code 31A-1-301
Secured claim: means , subject to Subsection (39)(b):
(39)(a)(i) a claim secured by an asset that is not a general asset; or
(39)(a)(ii) the right to set off as provided in Section 31A-27a-510. See Utah Code 31A-27a-102
Security: means a:
          (176)(a)(i) note;
          (176)(a)(ii) stock;
          (176)(a)(iii) bond;
          (176)(a)(iv) debenture;
          (176)(a)(v) evidence of indebtedness;
          (176)(a)(vi) certificate of interest or participation in a profit-sharing agreement;
          (176)(a)(vii) collateral-trust certificate;
          (176)(a)(viii) preorganization certificate or subscription;
          (176)(a)(ix) transferable share;
          (176)(a)(x) investment contract;
          (176)(a)(xi) voting trust certificate;
          (176)(a)(xii) certificate of deposit for a security;
          (176)(a)(xiii) certificate of interest of participation in an oil, gas, or mining title or lease or in payments out of production under such a title or lease;
          (176)(a)(xiv) commodity contract or commodity option;
          (176)(a)(xv) certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase any of the items listed in Subsections (176)(a)(i) through (xiv); or
          (176)(a)(xvi) another interest or instrument commonly known as a security. See Utah Code 31A-1-301
Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
Sovereign lands: means those lands lying below the ordinary high water mark of navigable bodies of water at the date of statehood and owned by the state by virtue of its sovereignty. See Utah Code 65A-1-1
Special deposit: means a deposit established pursuant to statute for the security or benefit of a limited class or classes of persons. See Utah Code 31A-27a-102
special deposit claim: means a claim secured by a special deposit. See Utah Code 31A-27a-102
State: means a state, district, or territory of the United States. See Utah Code 31A-27a-102
State: when applied to the different parts of the United States, includes a state, district, or territory of the United States. See Utah Code 68-3-12.5
State lands: means all lands administered by the division. See Utah Code 65A-1-1
Statute: A law passed by a legislature.
Structured settlement annuity: means an annuity purchased to fund periodic payments for a plaintiff or other claimant in payment for personal injury suffered by the plaintiff or other claimant. See Utah Code 31A-28-105
Structured settlement factoring transaction: means the same as that term is defined in Utah Code 31A-28-105
Supplemental contract: means a written agreement entered into for the distribution of proceeds under a policy or contract for:
     (24)(a) life insurance;
     (24)(b) accident and health insurance; or
     (24)(c) annuity. See Utah Code 31A-28-105
Surplus: means the excess of assets over the sum of paid-in capital and liabilities. See Utah Code 31A-1-301
Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
Town: means a municipality classified by population as a town under Section 10-2-301. See Utah Code 10-1-104
Town: includes , depending on population, a metro township as defined in Section 10-3c-102. See Utah Code 68-3-12.5
Transfer: includes the sale and every other and different mode of disposing of or parting with property or with an interest in property, whether:
          (46)(a)(i) directly or indirectly;
          (46)(a)(ii) absolutely or conditionally;
          (46)(a)(iii) voluntarily or involuntarily; or
          (46)(a)(iv) by or without judicial proceedings. See Utah Code 31A-27a-102
Trustee: A person or institution holding and administering property in trust.
Trustee: means "director" when referring to the board of directors of a corporation. See Utah Code 31A-1-301
Unallocated annuity contract: means an annuity contract or group annuity certificate that is not issued to and owned by an individual, except to the extent of any annuity benefits guaranteed to an individual by an insurer under the contract or certificate. See Utah Code 31A-28-105
United States: includes each state, district, and territory of the United States of America. See Utah Code 68-3-12.5
Vessel: when used with reference to shipping, includes a steamboat, canal boat, and every structure adapted to be navigated from place to place. See Utah Code 68-3-12.5
Wildland: means an area where:
(9)(a) development is essentially non-existent, except for roads, railroads, powerlines, or similar transportation facilities; and
(9)(b) structures, if any, are widely scattered. See Utah Code 65A-1-1
Wildland fire: means a fire that consumes:
(10)(a) wildland; or
(10)(b) wildland-urban interface, as defined in Section 65A-8a-102. See Utah Code 65A-1-1
Writing: includes :
     (48)(a) printing;
     (48)(b) handwriting; and
     (48)(c) information stored in an electronic or other medium if the information is retrievable in a perceivable format. See Utah Code 68-3-12.5