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Terms Used In Vermont Statutes Title 9 Sec. 4-501

  • Customer: means a person having an account with a bank or for whom a bank has agreed to collect items, including a bank that maintains an account at another bank;

  • Documentary draft: means a draft to be presented for acceptance or payment if specified documents, certificated securities (§ 8—102) or instructions for uncertificated securities (§ 8—102), or other certificates, statements, or the like are to be received by the drawee or other payor before acceptance or payment of the draft;

  • Draft: means a draft as defined in § 3—104 or an item, other than an instrument, that is an order;

§ 4—501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor

A bank that takes a documentary draft for collection shall present or send the draft and accompanying documents for presentment and, upon learning that the draft has not been paid or accepted in due course, shall seasonably notify its customer of the fact even though it may have discounted or bought the draft or extended credit available for withdrawal as of right. (Added 1993, No. 158 (Adj. Sess.), § 13, eff. Jan. 1, 1995.)