Virginia Code 38.2-3415: Exclusion or reduction of benefits for certain causes prohibited.
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No group accident and sickness insurance policy, nor any group subscription contract, delivered or issued for delivery in this Commonwealth or renewed, reissued or extended if already issued, shall contain any provision excluding or reducing the benefits of any insured or subscriber because benefits have been paid or are payable under any individually underwritten and individually issued policy or subscription contract providing exclusively for accident and sickness benefits and for which the entire premium has been paid by the insured, a member of the insured’s family, or the insured’s guardian or conservator.
Terms Used In Virginia Code 38.2-3415
- Accident and sickness insurance: means insurance against loss resulting from sickness, or from bodily injury or death by accident or accidental means, or from a combination of any or all of these perils. See Virginia Code 38.2-109
- Contract: A legal written agreement that becomes binding when signed.
- Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
- Subscriber: means a person obligated under a reciprocal insurance agreement. See Virginia Code 38.2-1201
1978, c. 496, § 38.1-348.10; 1986, c. 562; 1997, c. 801.