Washington Code 59.18.257 – Screening of prospective tenants — Notice to prospective tenant — Costs — Adverse action notice — Violation
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(1)(a) Prior to obtaining any information about a prospective tenant, the prospective landlord shall first notify the prospective tenant in writing, or by posting, of the following:
Terms Used In Washington Code 59.18.257
- Adverse Action Notice: The notice required by the Equal Credit Opportunity Act advising a credit applicant or existing debtor of the denial of their request for credit or advising of a change in terms considered unfavorable to the account holder. Source: OCC
- Comprehensive reusable tenant screening report: means a tenant screening report prepared by a consumer reporting agency at the direction of and paid for by the prospective tenant and made available directly to a prospective landlord at no charge, which contains all of the following: (a) A consumer credit report prepared by a consumer reporting agency within the past 30 days; (b) the prospective tenant's criminal history; (c) the prospective tenant's eviction history; (d) an employment verification; and (e) the prospective tenant's address and rental history. See Washington Code 59.18.030
- Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
- Dwelling unit: is a structure or that part of a structure which is used as a home, residence, or sleeping place by one person or by two or more persons maintaining a common household, including but not limited to single-family residences and units of multiplexes, apartment buildings, and mobile homes. See Washington Code 59.18.030
- Landlord: means the owner, lessor, or sublessor of the dwelling unit or the property of which it is a part, and in addition means any person designated as representative of the owner, lessor, or sublessor including, but not limited to, an agent, a resident manager, or a designated property manager. See Washington Code 59.18.030
- Prospective landlord: means a landlord or a person who advertises, solicits, offers, or otherwise holds a dwelling unit out as available for rent. See Washington Code 59.18.030
- Prospective tenant: means a tenant or a person who has applied for residential housing that is governed under this chapter. See Washington Code 59.18.030
- tenant: is a ny person who is entitled to occupy a dwelling unit primarily for living or dwelling purposes under a rental agreement. See Washington Code 59.18.030
- Tenant screening: means using a consumer report or other information about a prospective tenant in deciding whether to make or accept an offer for residential rental property to or from a prospective tenant. See Washington Code 59.18.030
- Tenant screening report: means a consumer report as defined in RCW 19. See Washington Code 59.18.030
(i) What types of information will be accessed to conduct the tenant screening;
(ii) What criteria may result in denial of the application;
(iii) If a consumer report is used, the name and address of the consumer reporting agency and the prospective tenant’s rights to obtain a free copy of the consumer report in the event of a denial or other adverse action, and to dispute the accuracy of information appearing in the consumer report; and
(iv) Whether or not the landlord will accept a comprehensive reusable tenant screening report made available to the landlord by a consumer reporting agency. If the landlord indicates its willingness to accept a comprehensive reusable tenant screening report, the landlord may access the landlord’s own tenant screening report regarding a prospective tenant as long as the prospective tenant is not charged for the landlord’s own tenant screening report.
(b)(i) The landlord may charge a prospective tenant for costs incurred in obtaining a tenant screening report only if the prospective landlord provides the information as required in (a) of this subsection.
(ii) If a prospective landlord conducts his or her own screening of tenants, the prospective landlord may charge his or her actual costs in obtaining the background information only if the prospective landlord provides the information as required in (a) of this subsection. The amount charged may not exceed the customary costs charged by a screening service in the general area. The prospective landlord’s actual costs include costs incurred for long distance phone calls and for time spent calling landlords, employers, and financial institutions.
(c) If a prospective landlord takes an adverse action, the prospective landlord shall provide a written notice of the adverse action to the prospective tenant that states the reasons for the adverse action. The adverse action notice must contain the following information in a substantially similar format, including additional information as may be required under chapter 19.182 RCW:
“ADVERSE ACTION NOTICE
Name
Address
City/State/Zip Code
This notice is to inform you that your application has been:
….. Rejected
….. Approved with conditions:
….. Residency requires an increased deposit
….. Residency requires a qualified guarantor
….. Residency requires last month’s rent
….. Residency requires an increased monthly rent of $……..
….. Other:
Adverse action on your application was based on the following:
….. Information contained in a consumer report (The prospective landlord must include the name, address, and phone number of the consumer reporting agency that furnished the consumer report that contributed to the adverse action.)
….. The consumer credit report did not contain sufficient information
….. Information received from previous rental history or reference
….. Information received in a criminal record
….. Information received in a civil record
….. Information received from an employment verification
Dated this ….. day of …….., ….(year)
Agent/Owner Signature”
(2) Any landlord who maintains a website advertising the rental of a dwelling unit or as a source of information for current or prospective tenants must include a statement on the property’s home page stating whether or not the landlord will accept a comprehensive reusable tenant screening report made available to the landlord by a consumer reporting agency. If the landlord indicates its willingness to accept a comprehensive reusable tenant screening report, the landlord may access the landlord’s own tenant screening report regarding a prospective tenant as long as the prospective tenant is not charged for the landlord’s own tenant screening report.
(3) Any landlord or prospective landlord who violates subsection (1) of this section may be liable to the prospective tenant for an amount not to exceed one hundred dollars. The prevailing party may also recover court costs and reasonable attorneys’ fees.
(4) This section does not limit a prospective tenant’s rights or the duties of a screening service as otherwise provided in chapter 19.182 RCW.
NOTES:
Finding—2012 c 41: “The legislature finds that residential landlords frequently use tenant screening reports in evaluating and selecting tenants for their rental properties. These tenant screening reports purchased from tenant screening companies may contain misleading, incomplete, or inaccurate information, such as information relating to eviction or other court records. It is challenging for tenants to dispute errors until after they apply for housing and are turned down, at which point lodging disputes are seldom worthwhile. The costs of tenant screening reports are paid by applicants. Therefore, applicants who apply for housing with multiple housing providers pay repeated screening fees for successive reports containing essentially the same information.” [ 2012 c 41 § 1.]
Findings—1991 c 194: See note following RCW 59.18.253.