§ 48.20.002 Scope of chapter
§ 48.20.012 Format of disability policies
§ 48.20.013 Return of policy and refund of premium — Notice required — Effect of return
§ 48.20.015 Endorsements
§ 48.20.022 Policies issued by domestic insurer for delivery in another state
§ 48.20.025 Schedule of rates for individual health benefit plans — Loss ratio — Definitions
§ 48.20.028 Calculation of premiums — Adjusted community rating method — Definitions
§ 48.20.029 Calculation of premiums — Members of a purchasing pool — Adjusted community rating method — Definitions
§ 48.20.032 Standard provisions required — Substitutions — Captions
§ 48.20.042 Standard provision No. 1 — Entire contract; changes
§ 48.20.050 Standard provision No. 2 — Misstatement of age or sex
§ 48.20.052 Standard provision No. 3 — Time limit on certain defenses
§ 48.20.062 Standard provision No. 4 — Grace period
§ 48.20.072 Standard provision No. 5 — Reinstatement
§ 48.20.082 Standard provision No. 6 — Notice of claim
§ 48.20.092 Standard provision No. 7 — Claim forms
§ 48.20.102 Standard provision No. 8 — Proofs of loss
§ 48.20.112 Standard provision No. 9 — Time of payment of claims
§ 48.20.122 Standard provision No. 10 — Payment of claims
§ 48.20.132 Standard provision No. 11 — Physical examination and autopsy
§ 48.20.142 Standard provision No. 12 — Legal actions
§ 48.20.152 Standard provision No. 13 — Change of beneficiary
§ 48.20.162 Optional standard provisions
§ 48.20.172 Optional standard provision No. 14 — Change of occupation
§ 48.20.192 Optional standard provision No. 15 — Other insurance in this insurer
§ 48.20.202 Optional standard provision No. 16 — Insurance with other insurers (Provision of service or expense incurred basis)
§ 48.20.212 Optional standard provision No. 17 — Insurance with other insurers
§ 48.20.222 Optional standard provision No. 18 — Relation of earnings to insurance
§ 48.20.232 Optional standard provision No. 19 — Unpaid premium
§ 48.20.242 Optional standard provision No. 20 — Cancellation
§ 48.20.252 Optional standard provision No. 21 — Conformity with state statutes
§ 48.20.262 Optional standard provision No. 22 — Illegal occupation
§ 48.20.282 Order of certain policy provisions
§ 48.20.292 Third party ownership
§ 48.20.302 Requirements of other jurisdictions
§ 48.20.312 Age limit
§ 48.20.340 “Family expense disability insurance” defined
§ 48.20.350 “Franchise plan” defined
§ 48.20.360 Extended disability benefit
§ 48.20.380 Incontestability after reinstatement
§ 48.20.385 When injury caused by intoxication or use of narcotics
§ 48.20.389 Prescribed, self-administered anticancer medication
§ 48.20.390 Podiatric medicine and surgery
§ 48.20.391 Diabetes coverage
§ 48.20.392 Prostate cancer screening
§ 48.20.393 Mammograms — Insurance coverage
§ 48.20.395 Reconstructive breast surgery
§ 48.20.397 Mastectomy, lumpectomy
§ 48.20.410 Optometry
§ 48.20.411 Registered nurses or advanced registered nurses
§ 48.20.412 Chiropractic
§ 48.20.414 Psychological services
§ 48.20.416 Dentistry
§ 48.20.417 Dental services that are not subject to contract or provider agreement
§ 48.20.418 Denturist services
§ 48.20.420 Dependent child coverage — Continuation for incapacity
§ 48.20.430 Dependent child coverage — From moment of birth — Congenital anomalies — Notification of birth
§ 48.20.435 Option to cover dependents under age twenty-six
§ 48.20.450 Standardization and simplification of terms and coverages — Disclosure requirements
§ 48.20.460 Standardization and simplification — Minimum standards for benefits and coverages
§ 48.20.470 Standardization and simplification — Outline of coverage — Format and contents
§ 48.20.480 Standardization and simplification — Simplified application form — Coverage of loss from preexisting health condition
§ 48.20.490 Continuation of coverage by former spouse and dependents
§ 48.20.500 Coverage for adopted children
§ 48.20.510 Cancellation of rider
§ 48.20.520 Phenylketonuria
§ 48.20.525 Prescriptions — Preapproval of individual claims — Subsequent rejection prohibited — Written record required
§ 48.20.530 Nonresident pharmacies
§ 48.20.550 Fixed payment insurance — Standard disclosure form
§ 48.20.555 Fixed payment insurance — Benefit restrictions
§ 48.20.580 Mental health services — Definition — Coverage required, when
§ 48.20.900 Construction — Chapter applicable to state registered domestic partnerships — 2009 c 521
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Terms Used In Washington Code > Chapter 48.20 - Disability insurance

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Dependent: A person dependent for support upon another.
  • Fraud: Intentional deception resulting in injury to another.
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • insured: as used in this chapter , shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits and rights provided therein. See Washington Code 48.20.292
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • person: may be construed to include the United States, this state, or any state or territory, or any public or private corporation or limited liability company, as well as an individual. See Washington Code 1.16.080
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Statute: A law passed by a legislature.