A secured party does not owe a duty based on its status as secured party:

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Terms Used In Wisconsin Statutes 409.605

   (1)   To a person that is a debtor or obligor, unless the secured party knows:
      (a)    That the person is a debtor or obligor;
      (b)    The identity of the person; and
      (c)    How to communicate with the person; or
   (2)   To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:
      (a)    That the person is a debtor; and
      (b)    The identity of the person.