For the purposes of this chapter, unless the context indicates otherwise:

   (1)   “Directly procured insurance” means insurance procured under s. 618.42.

   (2)   “Doing an insurance business” includes:

      (a)    Soliciting, making, or proposing to make an insurance contract;

      (b)    Taking or receiving an application for insurance;

      (c)    Collecting or receiving, in full or in part, an insurance premium;

      (d)    Issuing or delivering an insurance policy except as a messenger not employed by the insurer or by an insurance agent or broker;

      (e)    Inspecting risks, setting rates, disseminating information or advising on risk management in connection with the solicitation, negotiating, procuring or effectuation of insurance coverage;

      (f)    Investigating, settling, adjusting or litigating claims;

      (g)    In any way representing or assisting any person to do an insurance business or to procure insurance; and

      (h)    Any other act generally regarded as doing an insurance business.

   (3)   “Doing an insurance business” does not include:

      (a)    Acting as an attorney for a client; and

      (b)    Acting as a full-time salaried employee of an insured in the capacity of an insurance buyer or manager.