Laws and policies regulating consumer credit is meant to protect customers and clients of businesses who use credit to finance purchases and services. The laws also guide those in the credit-granting industry. There are five major federal laws pertaining to mortgage lending: Truth in Lending Act, Fair Housing Act, Equal Credit Opportunity Act, Fair Credit Reporting Act and Real Estate Settlement Procedures Act.

Here on LawServer you’ll find relevant federal and state laws about lending, and related legal Questions & Answers.