Lending: Related Laws

U.S.

• U.S. Code > Title 12 > Chapter 8 - Adjustment and Cancellation of Farm Loans
• U.S. Code > Title 12 > Chapter 11 - Federal Home Loan Banks
• U.S. Code > Title 12 > Chapter 23 - Farm Credit System
• U.S. Code > Title 12 > Chapter 40 - International Lending Supervision
• U.S. Code > Title 12 > Chapter 42 - Low-Income Housing Preservation and Resident Homeownership

Arizona

• Arizona Laws > Title 6 > Chapter 2 > Article 9 - Loans
• Arizona Laws > Title 44 > Chapter 9 > Article 1 - Miscellaneous Provisions Relating to Loans

California

• California Codes > Financial Code > Division 1.7 - Covered Loans
• California Codes > Financial Code > Division 9 - California Financing Law
• California Codes > Financial Code > Division 13 - Premium Financing

Connecticut

• Connecticut General Statutes > Chapter 743ee - Income Tax Refund Anticipation Loans
• Connecticut General Statutes > Chapter 949a - Extortionate Credit Transactions

Delaware

• Delaware Code > Title 5 > Chapter 22 - Licensed Lenders

Florida

• Florida Statutes > Chapter 559 > Part XIII - Florida Commercial Financing Disclosure Law
• Florida Statutes > Chapter 687 - Interest and Usury; Lending Practices

Illinois

• Illinois Compiled Statutes > Chapter 815 > Loans And Credit
• Illinois Compiled Statutes > Chapter 815 > Interest

Iowa

• Iowa Code > Chapter 536 - Regulated Loans
• Iowa Code > Chapter 536A - Industrial Loans

Louisiana

• Louisiana Revised Statutes > Title 9 > CODE TITLE XII - Of Loan
• Louisiana Revised Statutes > Title 51 > Chapter 25 - Loan Brokers
• Louisiana Codes > Civil Code > BOOK III > Title XII - Loan

Maine

• Maine Revised Statutes > Title 9 > Part 5 - Industrial Loan Companies
• Maine Revised Statutes > Title 9 > Part 7-A - Loan Companies
• Maine Revised Statutes Title 9-B Sec. 851 - Loans in general
• Maine Revised Statutes Title 9-B Sec. 852 - Loan applications
• Maine Revised Statutes Title 9-B Sec. 854 - Loans

Massachusetts

• Massachusetts General Laws > Chapter 167E - Mortgages and Loans

Michigan

• Michigan Laws > Chapter 438 > Act 11 of 1869 - Interest On Due and Unpaid Interest
• Michigan Laws > Chapter 438 > Act 140 of 1861 - Interest On Contracts Between Citizens of Michigan and Other States
• Michigan Laws > Chapter 487 > Act 2 of 1935 - Loans Under National Housing Act
• Michigan Laws > Chapter 493 - Regulatory Loans

Minnesota

• Minnesota Statutes > Chapter 56 - Regulated Loans

Missouri

• Missouri Laws > Chapter 364 - Retail Credit Financing Institutions
• Missouri Laws > Chapter 368 - Loan and Investment Companies

Montana

• Montana Code > Title 31 - Credit Transactions and Relationships

Nebraska

• Nebraska Statutes > LIBOR Transition Act
• Nebraska Statutes > Chapter 45 - Interest, Loans, and Debt
• Nebraska Statutes 45-334. Act, how cited
• Nebraska Statutes 45-335. Terms, defined
• Nebraska Statutes 45-336. Installment contract; requirements

New Mexico

• New Mexico Statutes > Chapter 58 > Article 6 - Miscellaneous Loans
• New Mexico Statutes > Chapter 58 > Article 6 - Administration and Judicial Review
• New Mexico Statutes > Chapter 58 > Article 15 - Small Loan Business
• New Mexico Statutes > Chapter 58 > Article 23 - Hospital Equipment Loans
• New Mexico Statutes > Chapter 58 > Article 24 - Industrial and Agricultural Finance Authority

New York

• New York Laws > Banking > Article 9 - Licensed Lenders
• New York Laws > Debtor and Creditor
• New York Laws > General Business > Article 5 - Collateral Loan Brokers
• New York Laws > General Obligations > Article 18-C - Libor Discontinuance

North Carolina

• North Carolina General Statutes > Chapter 25B - Credit
• North Carolina General Statutes > Chapter 66 > Article 20 - Loan Brokers

North Dakota

• North Dakota Code > Chapter 6-09.7 - Fuel Production Facility Loan Guarantee Program
• North Dakota Code > Chapter 6-09.8 - Beginning Farmer Loan Guarantee Program
• North Dakota Code > Chapter 6-09.9 - Family Farm Survival Act
• North Dakota Code > Chapter 6-09.10 - Credit Review Board and Agricultural Mediation
• North Dakota Code > Chapter 6-09.11 - Financial Assistance for Family Farmers

Ohio

• Ohio Code > Chapter 1319 - Miscellaneous Credit Transactions
• Ohio Code > Chapter 1321 - Various Loans

Oregon

• Oregon Statutes > Chapter 725A - Short-Term Loans and Student Loan Servicing

Rhode Island

• Rhode Island General Laws > Chapter 19-14.1 - Lenders and Loan Brokers

South Dakota

• South Dakota Codified Laws > Title 51A > Chapter 12 - Bank Loans
• South Dakota Codified Laws > Title 54 > Chapter 4 - Money Lending Licenses

Tennessee

• Tennessee Code > Title 45 > Chapter 12 - Flexible Credit Act
• Tennessee Code > Title 47 > Chapter 33 - Libor Discontinuance and Replacement Act

Texas

• Texas Finance Code > Title 4 - Regulation of Interest, Loans, and Financed Transactions

Utah

• Utah Code > Title 7 > Chapter 27 - Commercial Financing Registration and Disclosure Act

Vermont

• Vermont Statutes > Title 8 > Chapter 73 - Licensed Lenders, Mortgage Brokers, Mortgage Loan Originators, Sales Finance Companies, and Loan Solicitation Companies
• Vermont Statutes > Title 8 > Chapter 85 - Loan Servicers

Virginia

• Virginia Code 6.2-400: Amount of late charge; when charge can be made.
• Virginia Code 6.2-401: Acceleration clause in note evidencing installment loan; effect of acceleration.
• Virginia Code 6.2-402: Notice of use of Rule of 78 rebate method.
• Virginia Code 6.2-403: The Rule of 78.
• Virginia Code 6.2-404: When use of Rule of 78 prohibited or permitted.

Washington

• Washington Code > Chapter 30A.32 - Dealings with federal loan agencies
• Washington Code > Chapter 30A.60 - Community credit needs
• Washington Code > Title 31 - Miscellaneous Loan Agencies

West Virginia

• West Virginia Code > Chapter 47A - West Virginia Lending and Credit Rate Board

Wisconsin

• Wisconsin Statutes > Chapter 224 > Subchapter IV - Nondepository Small Business Lenders