The written agreement pledging property to a creditor as collateral for a loan.
Federal Law
includes such classes of liens as are commonly given or are legally effective to secure advances on, or the unpaid purchase price of, real estate under the laws of the State in which the real estate is located or a manufactured home that is personal property under the laws of the State in which the manufactured home is located together with the credit instruments, if any, secured thereby, and includes interests in mortgages 12 USC 1451
means a deed of trust, mortgage, deed to secure debt, security agreement, or any other form of instrument under which any interest in property, real, personal or mixed, or any interest in property including leaseholds, life estates, reversionary interests, and any other estates under applicable State law, is conveyed in trust, mortgaged, encumbered, pledged, or otherwise rendered subject to a lien, for the purpose of securing the payment of money or the performance of an obligation 12 USC 3702
means a first mortgage on real estate, in fee simple, or on a leasehold (1) under a lease for not less than ninety-nine years which is renewable 12 USC 1736, 12 USC 1748
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, under the laws of the State in which the real property is located, together with the credit instruments, if any, secured thereby 42 USC 4601
shall be deemed to include, respectively, the lessee of, and other security interest in, any leasehold interest which the Secretary determines has an unexpired term (A) in the case of a loan, for a period sufficiently beyond the repayment period of the loan to provide adequate security and a reasonable probability of accomplishing the objectives for which the loan is made, and (B) in the case of a grant for a period sufficient to accomplish the objectives for which the grant is made 42 USC 1471
shall include deeds of trust and such other classes of lien as are given to secure advances on, or the unpaid purchase price of real estate under the laws of the State in which the real estate is located 42 USC 2304
as used in this part , except § 203 24 CFR 203.17
includes a mortgage, lien, including a subordinate lien, or other security interest on the stock or membership certificate issued to a tenant-stockholder or resident-member by a cooperative housing corporation, as defined in section 216 of the Internal Revenue Code of 1986, and on the proprietary lease, occupancy agreement, or right of tenancy in the dwelling unit of the tenant-stockholder or resident-member in such cooperative housing corporation 24 CFR 81.2, 12 CFR 1282.1
State Law
Arizona
means a consensual interest in real property, including fixtures, that secures payment or performance of an obligation Arizona Laws 47-9102
means a record, however denominated, that creates or provides for a consensual lien on real property or rents, even if it also creates or provides for a lien on personal property Arizona Laws 33-2601
means any conveyance, agreement or arrangement in which property is encumbered or used as security Arizona Laws 14-1201
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, under the laws of the state in which the real property is located, together with the credit instruments, if any, secured thereby Arizona Laws 11-961
means the classes of liens as are commonly given to secure advances on or the unpaid purchase price of real property under the laws of the state in which the real property is located and the credit instruments, if any, secured thereby Arizona Laws 28-7141
California
includes a trust deed, “mortgagor” includes a trustor under such trust deed, “mortgagee” includes a beneficiary under such trust deed, or a trustee exercising powers or performing duties granted to or imposed upon him thereunder, and “lien” in respect to real or personal property includes a charge or incumbrance arising out of a trust deed California Insurance Code 29
means classes of liens that are commonly given to secure advances on, or the unpaid purchase price of, real property, together with the credit instruments, if any, secured thereby California Government Code 7260
Connecticut
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, under the laws of this state, together with the credit instruments, if any, secured thereby Connecticut General Statutes 8-267
Delaware
means any instrument which secures an obligation and constitutes a lien on real property or on a leasehold under a lease having a remaining term, at the time such mortgage is acquired, which does not expire for at least that number of years beyond the maturity date of the obligation secured by such mortgage as is equal to the number of years remaining until the maturity date of such obligation Delaware Code Title 31 Sec. 4001
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, under the laws of the State, together with the credit instruments, if any, secured thereby Delaware Code Title 29 Sec. 9301
Florida
means :

(a) A mortgage, mortgage deed, deed of trust, or other instrument:

1 Florida Statutes 420.503
Hawaii
includes classes of liens on farm land and other authorized security as are approved by the department of agriculture and the credit instruments secured thereby Hawaii Revised Statutes 155-1
means a mortgage, security agreement, or other document under which property is mortgaged, encumbered, pledged, or otherwise rendered subject to a lien for the purpose of securing the payment of money or the performance of an obligation Hawaii Revised Statutes 667-1
means every transfer of an interest in real property, except fixtures, made as security for the performance of another act or subject to defeasance upon the payment of an obligation, whether the transfer is made in trust or otherwise Hawaii Revised Statutes 431P-1
Indiana
as used in this chapter , includes deeds of trust and any and all documents creating an interest in property to secure the payment of bonds, notes, debentures, and like securities, and any instrument executed to supplement any mortgage Indiana Code 8-1-5-1
means a mortgage on an industrial development project, mining operation, or agricultural operation that involves the processing of agricultural products, or the unpaid purchase price of real estate under the laws of this state, together with the credit instruments, if any, secured thereby, including but not limited to a financing agreement as defined in Indiana Code 5-28-30-7
means a mortgage or mortgage lien on an interest in real property in Indiana given to secure a loan in the original principal amount of not more than one million dollars ($1,000,000) Indiana Code 32-29-6-1
means a sale or loan, or the refinancing or consolidation of a sale or loan, in which a first mortgage deed of (or another equivalent consensual security interest) that constitutes a first lien, is created or retained against land that is located in Indiana and upon which there is a dwelling that is or will be used by the debtor primarily for personal, family, or household purposes Indiana Code 24-5-23.6-7
means :

Indiana Code 32-30-10.5-5
Iowa
means a mortgage or mortgage lien on an interest in real property in this state given to secure a loan in an original principal amount equal to or less than the maximum principal amount as determined by the division board and adopted by the authority pursuant to chapter 17A Iowa Code 16.92
means a mortgage, mortgage deed, deed of trust, or other instrument creating a first lien, subject only to title exceptions acceptable to the authority, on a fee interest in real property which includes completed housing located within this state, or on a leasehold on such a fee interest which has a remaining term at the time of computation that exceeds by not less than ten years the maturity date of the mortgage loan Iowa Code 16.1
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of real property, under the laws of this state, together with the credit instruments, if any, secured thereby Iowa Code 316.1
shall include a deed of trust Iowa Code 419.1
Kansas
includes an extension of an existing mortgage, subject to the provision of Kan Kansas Statutes 59-2301
Maine
means a consensual interest in real property, including fixtures, that secures payment or performance of an obligation Maine Revised Statutes Title 11 Sec. 9-1102
means an agreement granting a lien on, or a security interest in, eligible collateral with certain conditions and includes, but is not limited to, a mortgage of real estate, an assignment of rents, a pledge or a security agreement Maine Revised Statutes Title 38 Sec. 2211
means an agreement granting a lien upon or a security interest in eligible collateral upon certain conditions and includes, but is not limited to, a mortgage of real estate, an assignment of rents, a pledge or a security agreement Maine Revised Statutes Title 10 Sec. 963-A
means :
A Maine Revised Statutes Title 30-A Sec. 4702
shall mean such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, under the laws of this State, together with the credit instruments, if any, secured thereby Maine Revised Statutes Title 23 Sec. 242
Michigan
means a consensual interest in real property, including fixtures, which secures payment or performance of an obligation Michigan Laws 440.9102
means a conveyance, agreement, or arrangement in which property is encumbered or used as security Michigan Laws 700.1106
means a mortgage, mortgage deed, deed of trust, or other instrument creating a first lien, subject only to title exceptions and encumbrances acceptable to the authority, including any other mortgage liens of equal standing with or subordinate to the mortgage loan retained by a seller or conveyed to a mortgage lender, on a fee interest in agricultural land and agricultural improvements Michigan Laws 285.252
means a record, however denominated, that creates or provides for a consensual lien on real property or rents, even if it also creates or provides for a lien on personal property Michigan Laws 554.1012
Montana
means a consensual interest in real property located in Montana, including improvements, securing a debt evidenced by a mortgage, trust indenture, deed of trust, or other lien on real property Montana Code 32-9-103
means a consensual interest in real property, including fixtures, that is created by a mortgage, trust deed, or similar transaction Montana Code 30-9A-102
means a mortgage as defined in 90-6-103 Montana Code 90-6-503
means a mortgage deed, deed of trust, or other instrument that constitutes a valid lien on real property in fee simple or on a leasehold under a lease having a remaining term at the time that the mortgage is acquired that does not expire for at least that number of years beyond the maturity date of the obligation secured by the mortgage established by the board as necessary to protect its interest as mortgagee Montana Code 90-6-103
means a mortgage or deed of trust or other security device Montana Code 90-5-101
Nebraska
shall mean a mortgage deed, deed of trust, or other instrument securing a mortgage loan and constituting a lien on real property held in fee simple or on a leasehold under a lease having a remaining term at the time such mortgage is acquired of not less than the term for repayment of the mortgage loan secured by such mortgage which is improved by residential housing Nebraska Statutes 58-217
shall mean any of such classes of liens as are commonly given to secure advances on or the unpaid purchase price of real property under the laws of the state, together with the credit instruments, if any, secured thereby Nebraska Statutes 76-1225
Nevada
includes a deed of trust Nevada Revised Statutes 0.037
New Hampshire
shall mean a mortgage deed, deed of trust, or other instrument which shall constitute or create a security interest in tangible personal property constituting housing, or a lien on real property or on a leasehold under a lease having a remaining term, at any time such mortgage is acquired, which does not expire for at least that number of years beyond the maturity date of the obligation secured by such mortgage as is established by the authority as necessary to protect its interest as mortgagee New Hampshire Revised Statutes 204-C:1
New York
as used in this article includes every mortgage or deed of trust which imposes a lien on or affects the title to real property, notwithstanding that such property may form a part of the security for the debt or debts secured thereby N.Y. Tax Law 250
shall include housing loans as defined below N.Y. Public Authorities Law 2402
North Carolina
includes a deed of trust North Carolina General Statutes 28A-1-1
Ohio
means a consensual interest in real property, including fixtures, that secures payment or performance of an obligation Ohio Code 1309.102
means the consensual interest in real property located in this state, including improvements to that property, securing a debt evidence by a mortgage, trust indenture, deed of trust, or other lien on real property Ohio Code 1322.01
means the instrument securing an obligation to pay a sum of money evidenced by a note of indebtedness and secured by a lien on the borrower’s real property Ohio Code 5315.01
Oregon
means a consensual interest in real property, including fixtures, which secures payment or performance of an obligation Oregon Statutes 79.0102
Rhode Island
as used in this chapter means construction mortgages, so called, which are given to secure the payment of a sum certain which is to be advanced at stated times or intervals Rhode Island General Laws 34-28-34
as used in this chapter , means a real estate mortgage deed or real estate mortgage instrument entitled, “Reverse mortgage to secure present and future loans under Rhode Island General Laws 34-25.1-6
means a record, however denominated, that creates or provides for a consensual lien on real property or rents, even if it also creates or provides for a lien on personal property Rhode Island General Laws 10-21-2
South Carolina
means a mortgage or other instrument which constitutes a lien on improvements and real property or on a leasehold estate of duration satisfactory to the Authority or which can be insured to the satisfaction of the Authority South Carolina Code 31-13-170
Tennessee
includes a mortgage, deed of trust, or other conveyance of real property securing obligations, except instruments creating or perfecting a security interest in fixtures which do not include other real property Tennessee Code 47-28-101
includes deeds of trust, mortgages, building and loan contracts or other instruments conveying real or personal property as security for bonds and conferring a right to foreclose and cause a sale thereof Tennessee Code 13-23-103, Tennessee Code 13-20-102
means a “mortgage” or “deed of trust” as defined in and allowed pursuant to &sect Tennessee Code 47-32-102
means a record, however denominated, that creates or provides for a consensual lien on real property or rents, even if the mortgage also creates or provides for a lien on personal property Tennessee Code 29-40-102
means such classes of liens as are commonly given to secure advances on or the unpaid purchase price of, real property, under the laws of this state, together with the credit instruments, if any, secured thereby Tennessee Code 13-11-103
Utah
means a mortgage or deed of trust affecting real property located in this state Utah Code 70D-1-102
means a mortgage, deed of trust, or other instrument securing a mortgage loan and constituting a lien on real property (the property being held in fee simple or on a leasehold under a lease having a remaining term, at the time the mortgage is acquired, of not less than the term for repayment of the mortgage loan secured by the mortgage) improved or to be improved by residential housing, creating a lien that may be first priority or subordinate Utah Code 63H-8-103
means a mortgage, trust deed, or other security device Utah Code 11-17-2
means a record, however denominated, that creates or provides for a consensual lien on real property or rents, even if the mortgage also creates or provides for a lien on personal property Utah Code 78B-21-102
means any conveyance, agreement, or arrangement in which property is used as security Utah Code 75-1-201 v2
means any instrument under which property may be encumbered as security for an obligation, including a mortgage, trust deed, indenture, pledge, assignment, security agreement, and financing statement Utah Code 17D-2-102
means any mortgage, trust deed, indenture, pledge agreement, assignment, security agreement, financing statement, or other instrument that encumbers property as security for obligations Utah Code 63B-1-303
means the same as that term is defined in Section 75-1-201 Utah Code 75A-2-102
Virginia
means a mortgage deed, deed of trust, or other security instrument which shall constitute a lien in the Commonwealth on improvements and real property in fee simple, on a leasehold under a lease having a remaining term, which at the time such mortgage is acquired does not expire for at least that number of years beyond the maturity date of the interest-bearing obligation secured by such mortgage as is equal to the number of years remaining until the maturity date of such obligation or on personal property, contract rights or other assets Virginia Code 36-55.26
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, together with the credit instruments, if any, secured thereby Virginia Code 25.1-400
Washington
as used in this title includes deed of trust Washington Code 32.04.022
as used in this title includes deed of trust and real estate contract Washington Code 33.24.005
means such classes of liens as are commonly given to secure advances on, or the unpaid purchase price of, real property, under the laws of this state, together with the credit instruments, if any, secured thereby Washington Code 8.26.020
shall mean a mortgage or a mortgage and deed of trust or other security device;
Washington Code 70A.210.020
West Virginia
means a record, however denominated, that creates or provides for a consensual lien on real property or rents, even if it also creates or provides for a lien on personal property West Virginia Code 55-21-2
means either mortgage or deed of trust West Virginia Code 36A-1-2