The handwritten disclosures required by Sections 627.712(2) and 627.701(4)(d)1., F.S., may be obtained by alternative methods from those persons or policyholders who have a disabling condition that prevents them from providing a handwritten statement. Any one or more of the following methods may be used:

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Terms Used In Florida Regulations 69O-167.014

  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
    (1) Obtaining through an authorized guardian or attorney-in-fact a handwritten statement in conformance with Section 627.712(2) or 627.701(4)(d)1., F.S. The insurer shall maintain on file all documentation necessary to verify that the guardian or attorney is so duly authorized to execute such handwritten statement; or
    (2) Videotaping the reading of the disclosure to the policyholder and videotaping the policyholder’s verbal acknowledgement that the policyholder understands the disclosure and elects not to purchase the coverage described in the disclosure. The insurer must maintain the videotape with the records of the policyholder.
Rulemaking Authority 624.308(1), 627.701, 627.712 FS. Law Implemented 627.701, 627.712 FS. History-New 7-19-07.