R. 69O-167.001 Return of Unearned Premium
R. 69O-167.002 Private Passenger Motor Vehicle Insurance; Completion of Underwriting Notice of Incorrect Premium, Return of Unearned Premium
R. 69O-167.004 Required Preinsurance Inspection of Private Passenger Motor Vehicles
R. 69O-167.005 Warranties in Policy Forms
R. 69O-167.006 Property Insurance: Accidental Death and Dismemberment Endorsements
R. 69O-167.009 Mortgage Property Insurance Requirements Limited
R. 69O-167.010 Proof of Mailing
R. 69O-167.011 Homeowner’s Policies: Offer of Replacement Cost Coverage and Law and Ordinance Coverage
R. 69O-167.012 Certificates of Security for Hurricane Deductibles
R. 69O-167.013 Residential Property Insurance Checklists and Disclosures
R. 69O-167.014 Alternative Methods to Handwritten Statements
R. 69O-167.020 Purpose
R. 69O-167.021 Restrictions or Limitations
R. 69O-167.022 Conditions under Which Marine and/or Transportation Policies May Cover
R. 69O-167.023 Conditions under Which Marine or Transportation Policies Do Not Cover
R. 69O-167.024 Rate Filings for Inland Marine Insurance
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Terms Used In Florida Regulations > Chapter 69O-167 - Property and Casualty Insurance Contracts

  • Appraisal: A determination of property value.
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Contract: A legal written agreement that becomes binding when signed.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Personal property: All property that is not real property.
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Right of rescission: Right to cancel, within three business days, a contract that uses the home of a person as collateral, except in the case of a first mortgage loan. There is no fee to the borrower, who receives a full refund of all fees paid. The right of rescission is guaranteed by the Truth in Lending Act (TILA). Source: OCC
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.