R. 69O-162.001 Scope
R. 69O-162.002 Policy Form and Application; Prior Approval; Disapproval or Withdrawal of Filing
R. 69O-162.003 Illustrations of Benefits
R. 69O-162.004 Grace Period and Nonforfeiture Values
R. 69O-162.006 Notice of Variable Values Required
R. 69O-162.008 Contract Provision; Expense, Mortality and Investment Increment Factor
R. 69O-162.009 Licensing of Agents
R. 69O-162.010 Selling Methods and Advertising
R. 69O-162.011 Investments
R. 69O-162.012 Valuation of Account Assets; Reserve Liability
R. 69O-162.013 Annual Statement; Record of Accumulation Required
R. 69O-162.014 Company Qualifications
R. 69O-162.015 Separate Accounts Required; Transactions Between Accounts Prohibited
R. 69O-162.016 Stockholders’ Interest; Schedule of Commissions
R. 69O-162.101 Scope
R. 69O-162.102 Purpose
R. 69O-162.103 Definitions
R. 69O-162.104 Individual Annuity or Pure Endowment Contracts
R. 69O-162.105 Group Annuity or Pure Endowment Contracts
R. 69O-162.106 Application of 1994 GAR Table and the 2012 IAR Mortality Table
R. 69O-162.108 Tables
R. 69O-162.201 Adoption of 2001 Commissioners Standard Ordinary (CSO) Mortality Tables
R. 69O-162.202 Adoption of 2001 Commissioners Standard Ordinary (CSO) Ultimate Mortality Tables for Determining Reserve Liabilities for Credit Life Insurance
R. 69O-162.203 Adoption of 2001 Commissioners Standard Ordinary (CSO) Preferred Mortality Tables for Determining Reserve Liabilities for Ordinary Life Insurance.
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Terms Used In Florida Regulations > Chapter 69O-162 - Annuity Contracts

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Oversight: Committee review of the activities of a Federal agency or program.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Trustee: A person or institution holding and administering property in trust.