Sec. 5. As used in this chapter, “five star mortgage lender” means a creditor that:

(1) offers at least one (1) mortgage product that qualifies as a five star mortgage under the program; and

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Terms Used In Indiana Code 24-5-23.6-5

  • creditor: means :

    Indiana Code 24-5-23.6-1

  • department: refers to the department of financial institutions established by IC 28-11-1-1. See Indiana Code 24-5-23.6-3
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • mortgage: means a sale or loan, or the refinancing or consolidation of a sale or loan, in which a first mortgage deed of (or another equivalent consensual security interest) that constitutes a first lien, is created or retained against land that is located in Indiana and upon which there is a dwelling that is or will be used by the debtor primarily for personal, family, or household purposes. See Indiana Code 24-5-23.6-7
  • program: refers to the five star mortgage program established by section 9 of this chapter. See Indiana Code 24-5-23.6-8
(2) has a current and accurate certification on file with the department, as described in section 9(a)(3) of this chapter.

As added by P.L.115-2010, SEC.20.