Sec. 6. As used in this chapter, “Indiana customer”, with respect to a mortgage offered by a creditor, means an individual who:

(1) is an Indiana resident at the time the mortgage is offered by the creditor; or

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Terms Used In Indiana Code 24-5-23.6-6

  • creditor: means :

    Indiana Code 24-5-23.6-1

  • dwelling: means a residential structure that is located in Indiana and that contains one (1) to four (4) units, regardless of whether the structure is permanently attached to real property. See Indiana Code 24-5-23.6-4
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • mortgage: means a sale or loan, or the refinancing or consolidation of a sale or loan, in which a first mortgage deed of (or another equivalent consensual security interest) that constitutes a first lien, is created or retained against land that is located in Indiana and upon which there is a dwelling that is or will be used by the debtor primarily for personal, family, or household purposes. See Indiana Code 24-5-23.6-7
(2) would become an Indiana resident after purchasing and occupying the dwelling that is the subject of the mortgage being offered.

As added by P.L.115-2010, SEC.20.