Sec. 17. (a) Except as provided in subsection (b), a
consumer reporting agency may not impose a fee for any service described in this chapter.
Ask a consumer protection question, get an answer ASAP!
Thousands of highly rated, verified consumer protection lawyers.
Help with credit card debt, collections, defective products
Get help with bankruptcy, filing complaints, extended warranties & more
Click here to chat with a lawyer about your rights.
Terms Used In Indiana Code 24-5-24.5-17
- Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
- consumer: means an individual whose principal residence is in Indiana. See Indiana Code 24-5-24.5-1
- consumer report: has the meaning set forth in IC 24-5-24-2. See Indiana Code 24-5-24.5-2
- consumer reporting agency: has the meaning set forth in IC 24-5-24-3. See Indiana Code 24-5-24.5-3
- Fraud: Intentional deception resulting in injury to another.
- protected consumer: means an individual who is:
Indiana Code 24-5-24.5-4
- representative: means a person who provides to a consumer reporting agency sufficient proof of authority to act on behalf of a protected consumer. See Indiana Code 24-5-24.5-6
- security freeze: means :
Indiana Code 24-5-24.5-7
(c) A consumer reporting agency may not charge a fee under this chapter if:
(1) the protected consumer‘s representative:
(A) has obtained a police report or affidavit of alleged identity fraud against the protected consumer; and
(B) provides a copy of the report or affidavit to the consumer reporting agency; or
(2) a request for the placement or removal of a security freeze is for a protected consumer who is less than sixteen (16) years of age at the time of the request and the consumer reporting agency has a consumer report concerning the protected consumer.
As added by P.L.65-2014, SEC.9.
