Sec. 3. Except as otherwise provided in this chapter, a policy issued for delivery in Indiana must meet the following minimum requirements:

(1) The text achieves a minimum score of forty (40) on the Flesch reading ease test or an equivalent score on a comparable test approved by the commissioner as provided by section 6 of this chapter.

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Terms Used In Indiana Code 27-1-26-3

  • Commissioner: refers to the insurance commissioner. See Indiana Code 27-1-26-1
  • Text: means all printed matter except the following:

    Indiana Code 27-1-26-1

(2) It is printed, except for specification pages, schedules, and tables, in not less than ten (10) point type, one (1) point leaded.

(3) The style, arrangement, and overall appearance of the policy give no undue prominence to any portion of the text of the policy or to any endorsements or riders.

(4) It must contain a table of contents or an index of the principal sections of the policy if:

(A) the policy has three thousand (3,000) or more words; or

(B) the policy has three (3) or more pages.

As added by Acts 1981, P.L.245, SEC.1.