Sec. 17. (a) Except as otherwise provided in this chapter, a licensee may not charge check cashing fees in excess of:

(1) the greater of ten dollars ($10) or ten percent (10%) of the face amount of a check, in the case of a personal check; or

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Terms Used In Indiana Code 28-8-5-17

  • checks: includes a check, draft, or money order. See Indiana Code 28-8-5-2
  • licensee: means a licensed casher of checks. See Indiana Code 28-8-5-7
  • person: means any individual, sole proprietorship, partnership, trust, joint venture, limited liability company, corporation, unincorporated organization, or other form of entity, however organized. See Indiana Code 28-8-5-9
(2) the greater of five dollars ($5) or five percent (5%) of the face amount of a check, in the case of all other checks.

     (b) Except as provided in this chapter, a licensee or the licensee’s agent may not accept multiple checks from a:

(1) person;

(2) person’s spouse; or

(3) person’s agent;

drawn on the person’s account with the intent that the licensee may collect multiple or increased fees for cashing the checks.

As added by P.L.42-1993, SEC.86. Amended by P.L.80-1998, SEC.23; P.L.213-2007, SEC.88; P.L.217-2007, SEC.86.