§ 28-8-5-1 Application of chapter
§ 28-8-5-2 Check or checks
§ 28-8-5-2.5 Check cashing transaction
§ 28-8-5-3 Consideration
§ 28-8-5-4 Department
§ 28-8-5-6 Licensed casher of checks
§ 28-8-5-7 Licensee
§ 28-8-5-8 Location
§ 28-8-5-9 Person
§ 28-8-5-10 Resolutions for administration of chapter
§ 28-8-5-11 License required; application; contents; tax warrant list; application fee
§ 28-8-5-12 Issuance and refusal of licenses; evidence of compliance; criminal background checks
§ 28-8-5-13 Licenses not transferable or assignable
§ 28-8-5-13.1 Change in control of licensee; application to department; time frame for department’s decision; conditions for approval; duty of licensee to report transfer of securities; director’s discretion to require new license
§ 28-8-5-14 Expiration of licenses
§ 28-8-5-15 License renewal; application; fee; changes and events concerning licensees or applicants; notice to department required
§ 28-8-5-16 Check cashing requirements
§ 28-8-5-17 Check cashing fee limitations
§ 28-8-5-18 Record keeping; duty to safeguard personal records
§ 28-8-5-18.2 Carrying on other business
§ 28-8-5-18.4 Felony convictions or pleas; notice to department
§ 28-8-5-18.5 Checks drawn on valid accounts and deposited with intent to draw funds
§ 28-8-5-19 Examination of books, accounts, and records; fees; department’s investigatory and enforcement authority; examination of vendors
§ 28-8-5-20 Investigation procedures
§ 28-8-5-21 Examination of records located outside Indiana
§ 28-8-5-21.1 Applicability of law governing administrative orders and procedures; venue
§ 28-8-5-22 Suspension or revocation of license; order to show cause; order of suspension or revocation; relinquishment of license; existing obligations; emergency order for revocation
§ 28-8-5-22.5 Failure to file renewal form or pay renewal fee; revocation or suspension of license
§ 28-8-5-23 Investigations; void check cashing transactions
§ 28-8-5-24 Civil penalties; civil action by department
§ 28-8-5-24.5 Compliance with money laundering laws; investigation and enforcement by department
§ 28-8-5-25 Violations
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Terms Used In Indiana Code > Title 28 > Article 8 > Chapter 5 - Cashing Checks

  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • check cashing transaction: means a transaction under this chapter in which there is no written or implied agreement to hold the check for more than three (3) business days. See Indiana Code 28-8-5-2.5
  • checks: includes a check, draft, or money order. See Indiana Code 28-8-5-2
  • consideration: includes a premium charged for the sale of goods or services in excess of the cash price of the sale of such goods or services. See Indiana Code 28-8-5-3
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • department: means the members of the department of financial institutions. See Indiana Code 28-8-5-4
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fraud: Intentional deception resulting in injury to another.
  • in writing: include printing, lithographing, or other mode of representing words and letters. See Indiana Code 1-1-4-5
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • licensee: means a licensed casher of checks. See Indiana Code 28-8-5-7
  • location: means a fixed or ambulatory place of business approved by the department. See Indiana Code 28-8-5-8
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: means any individual, sole proprietorship, partnership, trust, joint venture, limited liability company, corporation, unincorporated organization, or other form of entity, however organized. See Indiana Code 28-8-5-9
  • Subpoena: A command to a witness to appear and give testimony.
  • United States: includes the District of Columbia and the commonwealths, possessions, states in free association with the United States, and the territories. See Indiana Code 1-1-4-5
  • Year: means a calendar year, unless otherwise expressed. See Indiana Code 1-1-4-5