For purposes of KRS § 304.17A-640, 304.17A-641, 304.17A-643, 304.17A-645, and
304.17A-647, “emergency medical condition” means:

Ask an insurance law question, get an answer ASAP!
Click here to chat with a lawyer about your rights.


(1) A medical condition manifesting itself by acute symptoms of sufficient severity, including severe pain, that a prudent layperson would reasonably have cause to believe constitutes a condition that the absence of immediate medical attention could reasonably be expected to result in:
(a) Placing the health of the individual or, with respect to a pregnant woman, the health of the woman or her unborn child, in serious jeopardy;
(b) Serious impairment to bodily functions; or
(c) Serious dysfunction of any bodily organ or part; or
(2) With respect to a pregnant woman who is having contractions:
(a) A situation in which there is inadequate time to effect a safe transfer to another hospital before delivery; or
(b) A situation in which transfer may pose a threat to the health or safety of the woman or the unborn child.
Effective: July 14, 2000
History: Created 2000 Ky. Acts ch. 262, sec. 19, effective July 14, 2000.