§ 304.20-010 Casualty contracts subject to general provisions
§ 304.20-020 Uninsured vehicle coverage — Insolvency of insurer
§ 304.20-030 Retroactive annulment of liability policies prohibited
§ 304.20-035 Notice of renewal premiums of property or casualty policy
§ 304.20-037 Reinstatement of expired policy for which renewal was offered — Conditions
§ 304.20-040 Cancellation, nonrenewal, or termination of automobile insurance — Definitions — Scope — Penalties
§ 304.20-041 Prohibition against insurer’s refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions
§ 304.20-0411 Insurers prohibited from penalizing motorist uninsured while on active military duty and absent from the Commonwealth — Penalty for insurer demonstrating willful pattern of noncompliance
§ 304.20-042 Termination or refusal to issue insurance due to credit history prohibited
§ 304.20-043 Cancellation of policy held by state employee prohibited, when — Exception
§ 304.20-045 Increase in premium on automobile liability insurance policy — Complaint
§ 304.20-047 Cancellation, nonrenewal, or premium increase because of simple coverage inquiry prohibited
§ 304.20-050 Arbitration provision not binding
§ 304.20-060 Coverage for safety equipment, definition
§ 304.20-065 Coverage for motor vehicle loaned as replacement
§ 304.20-070 Check endorsement not to act as release from further liability
§ 304.20-080 Self-insurance of public housing authority
§ 304.20-090 Workers’ compensation insurers to provide proof of coverage to commissioner of Department of Workers’ Claims
§ 304.20-100 Loss run statement to be provided upon request — Duties of insurer and insurer’s agent
§ 304.20-150 Definitions
§ 304.20-160 Power of authorized agency to require insurer to furnish information concerning fire loss
§ 304.20-170 Information to be held confidential
§ 304.20-180 Intentional refusal or failure to provide information prohibited
§ 304.20-190 Concurrent jurisdiction
§ 304.20-200 Proceeds of policy subject to tax lien on insured real estate
§ 304.20-210 Notification of insurer of existence of lien — Payment by insurer to taxing authority
§ 304.20-220 Priority of lien
§ 304.20-230 Insurer not liable for amounts paid pursuant to KRS 304.20-210
§ 304.20-240 Application of KRS 304.20-200 to 304.20-250
§ 304.20-250 Government’s right to enforce any lien not altered
§ 304.20-260 Maximum coverage for loss or damage to structure
§ 304.20-300 Purpose and application of KRS 304.20-320 to 304.20-350
§ 304.20-310 Definitions for KRS 304.20-320 to 304.20-350
§ 304.20-320 Declinations — Cancellations — Nonrenewals — Terminations — Notice of premium required
§ 304.20-330 Reasons for cancellation
§ 304.20-340 Declination or termination prohibited, when
§ 304.20-350 Penalties for violations of KRS 304.20-320 to this section
§ 304.20-380 Premium credit or discount provision for buildings equipped with an automatic sprinkler system
§ 304.20-385 Application of KRS 304.20-380
§ 304.20-410 Discounts for motor vehicles with antitheft devices

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Terms Used In Kentucky Statutes > Chapter 304 > Subtitle 20 - Casualty Insurance Contracts

  • Action: includes all proceedings in any court of this state. See Kentucky Statutes 446.010
  • agent: includes managing general agent unless the context requires otherwise. See Kentucky Statutes 304.9-085
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Animal: includes every warm-blooded living creature except a human being. See Kentucky Statutes 446.010
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Attorney: means attorney-at-law. See Kentucky Statutes 446.010
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • Biennium: means the two (2) year period commencing on July 1 in each even- numbered year and ending on June 30 in the ensuing even-numbered year. See Kentucky Statutes 446.010
  • branch budget: means an enactment by the General Assembly which provides appropriations and establishes fiscal policies and conditions for the biennial financial plan for the judicial branch, the legislative branch, and the executive branch, which shall include a separate budget bill for the Transportation Cabinet. See Kentucky Statutes 446.010
  • Business trust: includes , except when utilized in KRS Chapter 386, a "statutory trust" as organized under KRS Chapter 386A. See Kentucky Statutes 446.010
  • Certified mail: means any method of governmental, commercial, or electronic delivery that allows a document or package to have proof of:
    (a) Sending the document or package. See Kentucky Statutes 446.010
  • City: includes town. See Kentucky Statutes 446.010
  • Company: may extend and be applied to any corporation, company, person, partnership, joint stock company, or association. See Kentucky Statutes 446.010
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Corporation: may extend and be applied to any corporation, company, partnership, joint stock company, or association. See Kentucky Statutes 446.010
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Document: means any physical embodiment of information or ideas, regardless of form or characteristic, including electronic versions thereof. See Kentucky Statutes 45.0005
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Federal: refers to the United States. See Kentucky Statutes 446.010
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Foreign: when applied to a corporation, partnership, limited partnership, business trust, statutory trust, or limited liability company, includes all those incorporated or formed by authority of any other state. See Kentucky Statutes 446.010
  • Fraud: Intentional deception resulting in injury to another.
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Joint committee: Committees including membership from both houses of teh legislature. Joint committees are usually established with narrow jurisdictions and normally lack authority to report legislation.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Oversight: Committee review of the activities of a Federal agency or program.
  • Owner: when applied to any animal, means any person having a property interest in such animal. See Kentucky Statutes 446.010
  • Partnership: includes both general and limited partnerships. See Kentucky Statutes 446.010
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Personal property: All property that is not real property.
  • public funds: means sums actually received in cash or negotiable instruments from all sources unless otherwise described by any state agency, state- owned corporation, university, department, cabinet, fiduciary for the benefit of any form of state organization, authority, board, bureau, interstate compact, commission, committee, conference, council, office, or any other form of organization whether or not the money has ever been paid into the Treasury and whether or not the money is still in the Treasury if the money is controlled by any form of state organization, except for those funds the management of which is to be reported to the Legislative Research Commission pursuant to KRS §. See Kentucky Statutes 446.010
  • Quorum: The number of legislators that must be present to do business.
  • real estate: includes lands, tenements, and hereditaments and all rights thereto and interest therein, other than a chattel interest. See Kentucky Statutes 446.010
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: when applied to a part of the United States, includes territories, outlying possessions, and the District of Columbia. See Kentucky Statutes 446.010
  • Statute: A law passed by a legislature.
  • Testify: Answer questions in court.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Treatment: when used in a criminal justice context, means targeted interventions
    that focus on criminal risk factors in order to reduce the likelihood of criminal behavior. See Kentucky Statutes 446.010
  • Trustee: A person or institution holding and administering property in trust.
  • Uniform Commercial Code: A set of statutes enacted by the various states to provide consistency among the states' commercial laws. It includes negotiable instruments, sales, stock transfers, trust and warehouse receipts, and bills of lading. Source: OCC
  • Violate: includes failure to comply with. See Kentucky Statutes 446.010
  • written: means letters, words, or numbers, or their equivalent, set down by handwriting, typewriting, printing, photostating, photographing, magnetic impulse, mechanical or electronic recording, or other form of data compilation. See Kentucky Statutes 45.0005
  • Year: means calendar year. See Kentucky Statutes 446.010