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As used in this Part, the following terms shall have the following meanings:

(1)  “Limited lines travel insurance producer” means any of the following:

(a)  Licensed managing general underwriter.

(b)  Licensed managing general agent or third party administrator.

(c)  Licensed insurance producer, including a limited lines producer, designated by an insurer as the travel insurance supervising entity as set forth in La. Rev. Stat. 22:1782.2(C).

(2) “Offer and disseminate” means to provide general information, including a description of the coverage and price, as well as process the application, collect premiums, and perform other nonlicensable activities permitted by the state.

(3)(a)  “Travel insurance”, except as provided in Subparagraph (b) of this Paragraph, means insurance coverage for personal risks incident to planned travel, including but not limited to the following:

(i)  Interruption or cancellation of a trip or event.

(ii)  Loss of baggage or personal effects.

(iii)  Damages to accommodations or rental vehicles.

(iv)  Sickness, accident, disability, or death occurring during travel.

(b)  “Travel insurance” shall not mean major medical plans, which provide comprehensive medical protection for travelers with trips lasting six months or longer, including those working overseas as expatriates, or military personnel being deployed.

(4) “Travel retailer” means a business entity that makes, arranges, or offers travel services and may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a limited lines travel insurance producer.

Acts 2014, No. 117, §1.