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New Mexico Statutes > Chapter 58 > Article 10 – Savings and Loan Associations

§ 58-10-1 Short title
§ 58-10-2 Definitions
§ 58-10-3 Application for charter
§ 58-10-4 Permanent capital stock
§ 58-10-5 Stock requirements for proposed permanent capital stock associations
§ 58-10-6 Paid-in surplus and operating fund requirements for proposed permanent capital stock associations
§ 58-10-7 Savings account requirements for proposed permanent capital stock associations
§ 58-10-8 Savings account requirements for proposed associations without permanent capital stock
§ 58-10-9 Expense fund requirements for proposed associations without permanent capital stock
§ 58-10-10 Capital debentures or notes
§ 58-10-11 Hearings on charter application
§ 58-10-12 Approval of application for charter
§ 58-10-13 Refusal of charter application; appeal
§ 58-10-14 Forfeiture of charter for failure to commence business
§ 58-10-15 Amendment of charter and bylaws
§ 58-10-16 Corporate name; exclusive use
§ 58-10-17 Branch offices
§ 58-10-18 Change of office
§ 58-10-19 Board of directors
§ 58-10-20 Organizational meeting
§ 58-10-21 Qualification of directors
§ 58-10-22 Officers
§ 58-10-23 Indemnity bonds of directors, officers and employees
§ 58-10-24 Meetings; voting
§ 58-10-25 Access to records
§ 58-10-26 Records
§ 58-10-27 Misdescription of assets
§ 58-10-28 Charging off or setting up reserves against bad assets
§ 58-10-29 Membership records
§ 58-10-30 Financial statement
§ 58-10-31 Annual reports; other reports
§ 58-10-32 Power to borrow
§ 58-10-33 General corporate powers
§ 58-10-34 Fiscal agent
§ 58-10-35 Powers under federal law
§ 58-10-36 Original real estate loans
§ 58-10-37 Dealing in real estate loans
§ 58-10-38 Participation with others in real estate loans
§ 58-10-39 Requirements in lending transactions
§ 58-10-40 Advances to protect security
§ 58-10-41 Charges for real estate loans
§ 58-10-42 Insured and guaranteed loans
§ 58-10-43 Loans on security of savings accounts
§ 58-10-44 Property improvement, educational and manufactured home financing loans
§ 58-10-45 Investment in securities
§ 58-10-46 Acquisition of real property
§ 58-10-47 Investment in office buildings
§ 58-10-48 Valuation of real property of an association
§ 58-10-49 Appraisals of real estate owned
§ 58-10-50 Powers and privileges of association
§ 58-10-51 Limitation on savings accounts
§ 58-10-52 Uninsured accounts; notice
§ 58-10-53 Insurance of accounts; failure to obtain or maintain
§ 58-10-54 Who may open a savings account
§ 58-10-55 Savings contracts
§ 58-10-56 Evidence of account ownership
§ 58-10-57 Transfer of savings accounts
§ 58-10-58 Lost or destroyed evidence of ownership
§ 58-10-59 Savings accounts of minors
§ 58-10-60 Power of attorney on savings accounts
§ 58-10-61 Pledge of savings account in joint tenancy
§ 58-10-62 Accounts of fiduciaries
§ 58-10-63 Withdrawals from savings accounts
§ 58-10-64 Redemption of savings accounts
§ 58-10-65 Lien on savings accounts
§ 58-10-66 Paying dividends on savings accounts
§ 58-10-67 Computation of net income
§ 58-10-68 Transfers to loss reserves
§ 58-10-69 Dividends on permanent capital stock
§ 58-10-70 Use of surplus accounts and expense fund contributions
§ 58-10-71 Savings and loan supervisor
§ 58-10-72 General powers of supervisor
§ 58-10-73 Regulations
§ 58-10-74 Confidential information
§ 58-10-75 Supervisor; disposition of fees
§ 58-10-76 Audits and examinations; fees
§ 58-10-77 Other examinations
§ 58-10-78 Federal examination
§ 58-10-79 Additional examinations
§ 58-10-80 Order to discontinue violations
§ 58-10-81 Removal of directors, officers and employees
§ 58-10-82 Order to refrain from voting shares
§ 58-10-83 Emergency power of supervisor
§ 58-10-84 When order is final; appeal
§ 58-10-85 Receivership
§ 58-10-86 Communications from supervisor
§ 58-10-87 Reorganization; merger; consolidation
§ 58-10-88 Voluntary liquidation
§ 58-10-89 Exemption from securities laws
§ 58-10-90 All businesses to conform
§ 58-10-91 Outstanding items considered as savings accounts
§ 58-10-92 Judicial review
§ 58-10-93 Slander; felony
§ 58-10-94 Violation of act; civil penalty
§ 58-10-95 Violations; criminal penalties
§ 58-10-96 Suppressing evidence; felony
§ 58-10-97 Disclosure of confidential information; felony; civil liability
§ 58-10-98 Conversion into federal association
§ 58-10-99 Conversion into state chartered association
§ 58-10-100 Conversion of association without permanent stock into permanent capital stock association
§ 58-10-101 Foreign associations
§ 58-10-102 Federal associations; applicability
§ 58-10-103 Payment from savings account of decedent
§ 58-10-104 Authority to engage in leasing safe deposit facilities;
§ 58-10-105 Access by fiduciaries
§ 58-10-106 Effect of lessee’s death or incapacity
§ 58-10-107 Lease to minor
§ 58-10-108 Search procedure on death
§ 58-10-109 Adverse claims to contents of safe deposit box
§ 58-10-110 Special remedies for nonpayment of rent
§ 58-10-111 Limitation of liability on construction loans

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Terms Used In New Mexico Statutes > Chapter 58 > Article 10 - Savings and Loan Associations

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appraisal: A determination of property value.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Decedent: A deceased person.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Dismissal: The dropping of a case by the judge without further consideration or hearing. Source:
  • Embezzlement: In most states, embezzlement is defined as theft/larceny of assets (money or property) by a person in a position of trust or responsibility over those assets. Embezzlement typically occurs in the employment and corporate settings. Source: OCC
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Executor: A male person named in a will to carry out the decedent
  • Federal Deposit Insurance Corporation: A government corporation that insures the deposits of all national and state banks that are members of the Federal Reserve System. Source: OCC
  • Fiduciary: A trustee, executor, or administrator.
  • Forgery: The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage, or check. The intent of the forgery is to deceive or defraud. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • Joint tenancy: A form of property ownership in which two or more parties hold an undivided interest in the same property that was conveyed under the same instrument at the same time. A joint tenant can sell his (her) interest but not dispose of it by will. Upon the death of a joint tenant, his (her) undivided interest is distributed among the surviving joint tenants.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Personal property: All property that is not real property.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Quorum: The number of legislators that must be present to do business.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Recourse: An arrangement in which a bank retains, in form or in substance, any credit risk directly or indirectly associated with an asset it has sold (in accordance with generally accepted accounting principles) that exceeds a pro rata share of the bank's claim on the asset. If a bank has no claim on an asset it has sold, then the retention of any credit risk is recourse. Source: FDIC
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Statute: A law passed by a legislature.
  • Summons: Another word for subpoena used by the criminal justice system.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Trustee: A person or institution holding and administering property in trust.

New Mexico Statutes > Chapter 58 > Article 10 – Miscellaneous Provisions

§ 58-32-1001 Uniformity of application and construction
§ 58-32-1002 Rules
§ 58-32-1003 Appointment of secretary of state as agent for service of process; forwarding of process; consent to jurisdiction
§ 58-32-1004 Money services regulatory fund; created; purpose;

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Terms Used In New Mexico Statutes > Chapter 58 > Article 10 - Miscellaneous Provisions

  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Venue: The geographical location in which a case is tried.