§ 46 Definitions
§ 46-A No implied repeal
§ 46-B Assignments of future earnings collectible only as prescribed
§ 46-C Formal requisites of assignments of less than one thousand dollars and of assignments securing certain guarantees amounting to fifteen hu…
§ 46-D Guarantee of certain purchases secured by assignment of earnings
§ 46-E Personal execution of assignment by assignor; delivery of copies of papers
§ 46-F Limit on interest and other charges
§ 47 Public filing of assignment before filing with employer
§ 47-A Place of filing
§ 47-B Filing, entering and indexing
§ 47-C Refiling
§ 47-D Cancellation of assignment
§ 47-E Vacating of an assignment, by order of a court
§ 48 Notice to be mailed to assignor prior to filing with employer
§ 48-A Manner of collection; percentage of earnings deductible; restriction against multiple deductions
§ 48-B Amount of exempt earnings
§ 48-C Assignment of future earnings by person unemployed; effect of loss of employment
§ 48-D Payroll deductions not included
§ 49 Certain provisions not applicable to banks, trust companies or credit unions
§ 49-A Statement to be filed by lenders upon assignment

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Terms Used In New York Laws > Personal Property > Article 3-A - Assignment of Earnings

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Garnishment: Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor
  • Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. Source: OCC
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Personal property: All property that is not real property.
  • Summons: Another word for subpoena used by the criminal justice system.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.