The following words and terms as used in this Article shall be construed as follows:

(1) “Consumer” means any natural person who has incurred a debt or alleged debt for personal, family, household or agricultural purposes.

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Terms Used In North Carolina General Statutes 75-50

  • Consumer: means any natural person who has incurred a debt or alleged debt for personal, family, household or agricultural purposes. See North Carolina General Statutes 75-50
  • Debt: means any obligation owed or due or alleged to be owed or due from a consumer. See North Carolina General Statutes 75-50
  • following: when used by way of reference to any section of a statute, shall be construed to mean the section next preceding or next following that in which such reference is made; unless when some other section is expressly designated in such reference. See North Carolina General Statutes 12-3
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.

(2) “Debt” means any obligation owed or due or alleged to be owed or due from a consumer.

(3) “Debt collector” means any person engaging, directly or indirectly, in debt collection from a consumer except those persons subject to the provisions of Article 70, Chapter 58 of the N.C. Gen. Stat..

(4) “Location information” means information about a consumer’s place of abode, any telephone numbers used by the consumer, and information about the consumer’s place of employment. (1977, c. 747, s. 4; 1989, c. 770, s. 15; 2015-177, s. 1.)