North Carolina General Statutes 75-52. Harassment
No debt collector shall use any conduct, the natural consequence of which is to oppress, harass, or abuse any person in connection with the attempt to collect any debt. Such unfair acts include, but are not limited to, the following:
(1) Using profane or obscene language, or language that would ordinarily abuse the typical hearer or reader.
Terms Used In North Carolina General Statutes 75-52
- Consumer: means any natural person who has incurred a debt or alleged debt for personal, family, household or agricultural purposes. See North Carolina General Statutes 75-50
- Debt: means any obligation owed or due or alleged to be owed or due from a consumer. See North Carolina General Statutes 75-50
- Debt collector: means any person engaging, directly or indirectly, in debt collection from a consumer except those persons subject to the provisions of Article 70, Chapter 58 of the N. See North Carolina General Statutes 75-50
- following: when used by way of reference to any section of a statute, shall be construed to mean the section next preceding or next following that in which such reference is made; unless when some other section is expressly designated in such reference. See North Carolina General Statutes 12-3
(2) Placing collect telephone calls or sending collect telegrams unless the caller fully identifies himself and the company he represents.
(3) Causing a telephone to ring or engaging any person in telephone conversation with such frequency as to be unreasonable or to constitute a harassment to the person under the circumstances or at times known to be times other than normal waking hours of the person.
(4) Placing telephone calls or attempting to communicate with any person, contrary to his instructions, at his place of employment, unless the debt collector does not have a telephone number where the consumer can be reached during the consumer’s nonworking hours. (1977, c. 747, s. 4.)