Ohio Code 1345.032 – Suppliers soliciting fees for copies of deeds
(A) As used in this section:
Terms Used In Ohio Code 1345.032
- Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
- Deed: The legal instrument used to transfer title in real property from one person to another.
- Fee simple: Absolute title to property with no limitations or restrictions regarding the person who may inherit it.
- Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
- Person: includes an individual, corporation, business trust, estate, trust, partnership, and association. See Ohio Code 1.59
- Property: means real and personal property. See Ohio Code 1.59
- Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
- state: means the state of Ohio. See Ohio Code 1.59
(1) “Deed” means a written instrument entitled to be recorded in the office of the county recorder of the county in which the subject property is situated that purports to convey or transfer title in fee simple of real property in this state. “Deed” includes a leasehold interest for ninety-nine years or more. “Deed” does not include instruments providing for any of the following:
(a) Common driveways ;
(b) Exchanges of easements or rights-of-way ;
(c) Revocable licenses to use, adjust, or clear defects of or clouds on title ;
(d) Utility service lines such as drainage, sewerage, water, electric, telephone, or other such service lines ;
(e) Quitclaim of possible outstanding interests.
(2) “Public body” means any township, county, municipal corporation, commission, district, authority, other subdivision, or public body of this state.
(3) “Solicit” means to advertise or market to a person with whom the solicitor has no pre-existing business relationship.
(B)(1) A supplier soliciting a fee for providing a copy of a deed or a free copy of a deed in connection with the solicitation for any other service or product shall state on the top of the document used for the solicitation, in at least twenty-four-point type, all of the following:
(a) That the solicitation is not from a public body;
(b) That no action is legally required by the person being solicited;
(c) The statutory fee for, or the cost of, obtaining a copy of the deed from the county recorder who has custody of the deed ;
(d) The information necessary to contact that county recorder ;
(e) The name and physical address of the person soliciting the fee.
(2) The document used for a solicitation under this section shall not be in a form or use deadline dates or other language that makes the document appear to be a document issued by a public body or that appears to impose a legal duty on the person being solicited.
(3) A supplier soliciting a fee for providing a copy of a deed shall not charge a fee of more than four times the fee charged by the county recorder for a copy of that deed pursuant to section 317.32 of the Revised Code.
(C) A supplier soliciting a fee for providing a copy of a deed shall furnish to the office of the county recorder of each county where the solicitations are to be distributed a copy of the document that will be used for those solicitations not less than fifteen days before distributing the solicitations.
(D) This section shall not apply to any of the following:
(1) A title insurance company authorized to do business in this state or its authorized agent ;
(2) A mortgage loan originator, mortgage broker, lender, or servicer or a depository financial institution authorized under state and federal law to originate or service mortgage loans ;
(3) A real estate broker or salesperson licensed under C hapter 4735. of the Revised Code.
(E) The attorney general may adopt rules in accordance with Chapter 119 of the Revised Code specifying the contents and form of the solicitation document.
(F) A violation of division (B) or (C) of this section shall be considered an unconscionable consumer sales act or practice under section 1345.03 of the Revised Code.