Ohio Code 1731.021 – Obtaining certificate of authority from superintendent of insurance
(A) No organization, on or after July 1, 1996, shall sponsor an alliance health care program without first obtaining a certificate of authority from the superintendent of insurance.
Terms Used In Ohio Code 1731.021
- alliance health care program: means a program sponsored by a small employer health care alliance that assists small employer members of such small employer health care alliance or any other small employer health care alliance to obtain coverage for their employees under one or more health benefit plans, and that includes at least one agreement between a small employer health care alliance and an insurer that contains the insurer's agreement to offer and sell one or more health benefit plans to such small employers and contains all of the other features required under section 1731. See Ohio Code 1731.01
- in writing: includes any representation of words, letters, symbols, or figures; this provision does not affect any law relating to signatures. See Ohio Code 1.59
- Insurer: means an insurance company authorized to do the business of sickness and accident insurance in this state or, for the purposes of this chapter, a health insuring corporation authorized to issue health care plans in this state. See Ohio Code 1731.01
- state: means the state of Ohio. See Ohio Code 1.59
(B) Application for a certificate of authority to sponsor an alliance program shall be made by an organization in writing and in the form prescribed by the superintendent.
(C) The superintendent shall, within ninety days after receipt of an application filed pursuant to division (B) of this section, do either of the following:
(1) Grant a certificate of authority to the applicant if the superintendent determines that the applicant is in compliance with this chapter and any rules adopted thereunder.
(2) Deny the application for a certificate of authority if the superintendent determines that the applicant is not in compliance with this chapter or any rules adopted thereunder. A notice of the denial shall be mailed to the applicant within thirty days after the superintendent makes the determination. The notice shall specify the reasons for the denial and shall state that the applicant may request a hearing within thirty days after the date the notice was mailed.
(D) A certificate of authority granted under this section shall remain in effect through the thirtieth day of June following the date it was granted.
(E) The superintendent shall, at least sixty days prior to the expiration of a certificate of authority, provide notice to the organization of the need for filing a renewal application.
(F) A certificate of authority may be renewed for the ensuing twelve-month period commencing on the first day of July by an organization’s filing an application in accordance with division (B) of this section. The superintendent shall renew the certificate of authority if the superintendent determines that the applicant meets the standards set forth in division (C) of this section for an initial certificate.
(G) No insurer or organization shall use the term “alliance,” “small employer health care alliance,” “alliance program,” “alliance health care program,” or any other similar term with respect to a health benefit program unless the organization that sponsors the program has been granted a certificate of authority under this section.