§ 3904.01 Insurance information practices definitions
§ 3904.02 Applicability of chapter
§ 3904.03 Pretext interviews
§ 3904.04 Institution or agent to provide notice of information practices to applicants and policyholders
§ 3904.05 Marketing or research questions
§ 3904.06 Disclosure authorization form
§ 3904.07 Investigative consumer report
§ 3904.08 Written request for access to recorded personal information
§ 3904.09 Correction, amendment or deletion of information
§ 3904.10 Written reason for adverse underwriting decision summary of rights
§ 3904.11 Inquiry concerning previous adverse underwriting decision
§ 3904.12 Prohibited bases for adverse underwriting decision
§ 3904.13 Disclosure of personal or privileged information
§ 3904.14 Obtaining information under false pretenses
§ 3904.15 Superintendent may examine and investigate conduct
§ 3904.16 Superintendent to issue and serve statement of charges and notice of hearing
§ 3904.17 Organization transacting business outside state – superintendent of insurance to accept service of process
§ 3904.18 Cease and desist order or report finding no violation – petition for review
§ 3904.19 Penalties for knowing violation or violation of cease and desist order
§ 3904.20 Review of order or report of superintendent by court of common pleas
§ 3904.21 Action by person whose rights are violated
§ 3904.22 Authorized disclosures of personal or privileged information – immunity

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Terms Used In Ohio Code > Chapter 3904 - Insurance Information Practices

  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Another: when used to designate the owner of property which is the subject of an offense, includes not only natural persons but also every other owner of property. See Ohio Code 1.02
  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • in writing: includes any representation of words, letters, symbols, or figures; this provision does not affect any law relating to signatures. See Ohio Code 1.59
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: includes an individual, corporation, business trust, estate, trust, partnership, and association. See Ohio Code 1.59
  • Registered mail: includes certified mail and "certified mail" includes registered mail. See Ohio Code 1.02
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Service of process: The service of writs or summonses to the appropriate party.
  • state: means the state of Ohio. See Ohio Code 1.59
  • Subpoena: A command to a witness to appear and give testimony.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Whoever: includes all persons, natural and artificial; partners; principals, agents, and employees; and all officials, public or private. See Ohio Code 1.02