As used in ORS § 86.160 to 86.185:

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Terms Used In Oregon Statutes 86.160

  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Grantor: The person who establishes a trust and places property into it.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.

(1) ‘Late charge’ means a sum payable by a mortgagor to the holder of a mortgage pursuant to a note or mortgage to compensate the holder for servicing and other costs attributable to the receipt of mortgage payments from the mortgagor after the date upon which payment is due.

(2) ‘Mortgagor’ includes the grantor under a deed of trust.

(3) ‘Mortgage’ includes a deed of trust.

(4) ‘Residential real property‘ means a single-family, owner-occupied dwelling and appurtenances. [1977 c.427 § 1]