As used in this chapter:

(1) “Automated teller machine” means an electronic information processing device that:

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Terms Used In Utah Code 7-16a-102

  • Automated teller machine: means an electronic information processing device that:
         (1)(a) is readily accessible to the general public; and
         (1)(b) on behalf of an issuer:
              (1)(b)(i) dispenses currency or coin; or
              (1)(b)(ii) accepts deposits or payments. See Utah Code 7-16a-102
  • Customer: means a user of a device for access. See Utah Code 7-16a-102
  • Depository institution: means a bank, savings and loan association, savings bank, industrial bank, credit union, or other institution that:
         (8)(a) holds or receives deposits, savings, or share accounts;
         (8)(b) issues certificates of deposit; or
         (8)(c) provides to its customers other depository accounts that are subject to withdrawal by checks, drafts, or other instruments or by electronic means to effect third party payments. See Utah Code 7-1-103
  • Depository institution holding company: means :
              (9)(a)(i) a person other than an individual that:
                   (9)(a)(i)(A) has control over a depository institution; or
                   (9)(a)(i)(B) becomes a holding company of a depository institution under Section 7-1-703; or
              (9)(a)(ii) a person other than an individual that the commissioner finds, after considering the specific circumstances, is exercising or is capable of exercising a controlling influence over a depository institution by means other than those specifically described in this section. See Utah Code 7-1-103
  • Device for access: means a card, code, or other means of access to a customer's account, or any combination of these, that may be used to deposit or withdraw cash through an automated teller machine. See Utah Code 7-16a-102
  • Electronic information processing device: means equipment activated by a device for access that transmits electronic impulses to a depository institution on a real-time or delayed-time basis. See Utah Code 7-16a-102
  • Institution: means :
         (19)(a) a corporation;
         (19)(b) a limited liability company;
         (19)(c) a partnership;
         (19)(d) a trust;
         (19)(e) an association;
         (19)(f) a joint venture;
         (19)(g) a pool;
         (19)(h) a syndicate;
         (19)(i) an unincorporated organization; or
         (19)(j) any form of business entity. See Utah Code 7-1-103
  • Issuer: means :
         (5)(a) a depository institution that issues a device for access, whether or not the depository institution is an operator; or
         (5)(b) a state or federal governmental agency that issues a device for access that allows a person to receive benefits from or through the state or federal governmental agency. See Utah Code 7-16a-102
  • Operator: means an institution that:
         (7)(a)
              (7)(a)(i) is a depository institution;
              (7)(a)(ii) is a depository institution holding company; or
              (7)(a)(iii) is an institution directly or indirectly owned or controlled by one or more depository institutions or depository institution holding companies; and
         (7)(b) owns or contracts with an owner of an automated teller machine to operate the automated teller machine. See Utah Code 7-16a-102
  • Person: means :
         (27)(a) an individual;
         (27)(b) a corporation;
         (27)(c) a limited liability company;
         (27)(d) a partnership;
         (27)(e) a trust;
         (27)(f) an association;
         (27)(g) a joint venture;
         (27)(h) a pool;
         (27)(i) a syndicate;
         (27)(j) a sole proprietorship;
         (27)(k) an unincorporated organization; or
         (27)(l) any form of business entity. See Utah Code 7-1-103
  • State: means , unless the context demands otherwise:
         (33)(a) a state;
         (33)(b) the District of Columbia; or
         (33)(c) the territories of the United States. See Utah Code 7-1-103
     (1)(a) is readily accessible to the general public; and
     (1)(b) on behalf of an issuer:

          (1)(b)(i) dispenses currency or coin; or
          (1)(b)(ii) accepts deposits or payments.
(2) “Customer” means a user of a device for access.
(3) “Device for access” means a card, code, or other means of access to a customer‘s account, or any combination of these, that may be used to deposit or withdraw cash through an automated teller machine.
(4) “Electronic information processing device” means equipment activated by a device for access that transmits electronic impulses to a depository institution on a real-time or delayed-time basis.
(5) “Issuer” means:

     (5)(a) a depository institution that issues a device for access, whether or not the depository institution is an operator; or
     (5)(b) a state or federal governmental agency that issues a device for access that allows a person to receive benefits from or through the state or federal governmental agency.
(6) “Point-of-sale terminal” means an electronic information processing device controlled by or accessible to a merchant or other provider of goods or services that authorizes:

     (6)(a) in payment for goods or services, a debit or credit to a customer’s account at:

          (6)(a)(i) a depository institution; or
          (6)(a)(ii) a state or federal governmental agency; and
     (6)(b) the merchant or other provider of goods or services to dispense currency or coin to a customer.
(7) “Operator” means an institution that:

     (7)(a)

          (7)(a)(i) is a depository institution;
          (7)(a)(ii) is a depository institution holding company; or
          (7)(a)(iii) is an institution directly or indirectly owned or controlled by one or more depository institutions or depository institution holding companies; and
     (7)(b) owns or contracts with an owner of an automated teller machine to operate the automated teller machine.