(a) The Commissioner of Insurance shall examine and investigate the activities of any person that the commissioner reasonably believes has been or is engaged in an act or practice prohibited by this article.

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(b) The commissioner may enforce the provisions of this article by any means permissible in this chapter, including by issuing orders to cease and desist. Any person who violates a provision of this article may, after notice and hearing pursuant to § 33-2-13 of this code, be fined by the commissioner a sum not to exceed $1,000 per violation.

(c) The commissioner may propose rules for legislative approval in accordance with the provisions of §29A-3-1 et seq. of this code, necessary or reasonable to carry out the provisions of this article.