West Virginia Code > Chapter 33 West Virginia Code > Chapter 33 – Insurance Current as of: 2023 | Check for updates | Other versions Sections Article 1 Definitions 33-1-1 – 33-1-21 Article 2 Insurance Commissioner 33-2-1 – 33-2-24 Article 3 Licensing, Fees and Taxation of Insurers 33-3-1 – 33-3-14e Article 3A State of Entry for Foreign Insurers 33-3A-1 – 33-3A-8 Article 4 General Provisions 33-4-1 – 33-4-23 Article 4A All-Payer Claims Database 33-4A-1 – 33-4A-8 Article 5 Organization and Procedures of Domestic Stock and Mutual Insurers 33-5-1 – 33-5-32 Article 6 The Insurance Policy 33-6-1 – 33-6-40 Article 6A Cancellation or Nonrenewal of Automobile Liability Policies 33-6A-1 – 33-6A-5 Article 6B Declination of Automobile Liability Insurance 33-6B-1 – 33-6B-7 Article 6C Guaranteed Loss Ratios as Applied to Individual Sickness and Accident Insurance Policies 33-6C-1 – 33-6C-7 Article 6D Motor Vehicle Repair and Replacement Referrals 33-6D-1 – 33-6D-3 Article 6F Disclosure of Nonpublic Personal Information 33-6F-1 – 33-6F-2 Article 7 Assets and Liabilities 33-7-1 – 33-7-13 Article 8 Investments 33-8-1 – 33-8-32 Article 8A Use of Clearing Corporations and Federal Reserve Book-Entry System 33-8A-1 – 33-8A-7 Article 9 Administration of Deposits 33-9-1 – 33-9-9 Article 10 Rehabilitation and Liquidation 33-10-1 – 33-10-41 Article 11 Unfair Trade Practices 33-11-1 – 33-11-10 Article 11A Insurance Sales Consumer Protection Act 33-11A-1 – 33-11A-16 Article 11B West Virginia Air Ambulance Patient Protection Act 33-11B-1 Article 12 Insurance Producers and Solicitors 33-12-1 – 33-12-38 Article 12A Contractual Relationships Between Insurance Companies and Agents 33-12A-1 – 33-12A-5 Article 12B Adjusters 33-12B-1 – 33-12B-15 Article 12C Surplus Line 33-12C-1 – 33-12C-29 Article 13 Life Insurance 33-13-1 – 33-13-48 Article 13A Variable Contracts 33-13A-1 – 33-13A-5 Article 13B Charitable Gift Annuities 33-13B-1 – 33-13B-6 Article 13C Viatical Settlements Act 33-13C-1 – 33-13C-18 Article 13D Unclaimed Life Insurance Benefits Act 33-13D-1 Article 14 Group Life Insurance 33-14-1 – 33-14-30a Article 15 Accident and Sickness Insurance 33-15-1 – 33-15-23 Article 15A West Virginia Long-Term Care Insurance Act 33-15A-1 – 33-15A-11 Article 15B Uniform Health Care Administration Act 33-15B-1 – 33-15B-6 Article 15C Diabetes Insurance 33-15C-1 Article 15E Discount Medical Plan Organizations and Discount Prescription Drug Plan Organizations Act 33-15E-1 – 33-15E-17 Article 16 Group Accident and Sickness Insurance 33-16-1 – 33-16-19 Article 16A Group Health Insurance Conversion 33-16A-1 – 33-16A-15 Article 16B Accident and Sickness Rates 33-16B-1 – 33-16B-4 Article 16D Marketing and Rate Practices for Small Employer Accident and Sickness Insurance Policies 33-16D-1 – 33-16D-16 Article 16E Contraceptive Coverage 33-16E-1 – 33-16E-7 Article 16F Group Limited Health Benefits Plans 33-16F-1 – 33-16F-10 Article 16H Review of Adverse Determinations 33-16H-1 – 33-16H-4 Article 17 Fire and Marine Insurance 33-17-1 – 33-17-12 Article 17A Property Insurance Declination, Termination and Disclosure 33-17A-1 – 33-17A-11 Article 18 Casualty Insurance 33-18-1 Article 19 Surety Insurance 33-19-1 Article 20 Rates and Rating Organizations 33-20-1 – 33-20-20 Article 20A West Virginia Essential Insurance Coverage Act 33-20A-1 – 33-20A-7 Article 20B Rates and Malpractice Insurance Policies 33-20B-1 – 33-20B-9 Article 20C Cancellation or Nonrenewal of Malpractice Insurance Policies 33-20C-1 – 33-20C-5 Article 20D Tail Insurance 33-20D-1 – 33-20D-4 Article 20E West Virginia Medical Professional Liability Insurance Joint Underwriting Association Act 33-20E-1 – 33-20E-21 Article 21 Reciprocal Insurers 33-21-1 – 33-21-26 Article 22 Farmers’ Mutual Fire Insurance Companies 33-22-1 – 33-22-19 Article 23 Fraternal Benefit Societies 33-23-1 – 33-23-35 Article 24 Hospital Service Corporations, Medical Service Corporations, Dental Service Corporations and Health Service Corporations 33-24-1 – 33-24-7x Article 25 Health Care Corporations 33-25-1 – 33-25-8u Article 25A Health Maintenance Organization Act 33-25A-1 – 33-25A-8x Article 25B Federal Insurance Subsidy for Children’s Health 33-25B-1 – 33-25B-11 Article 25C Health Maintenance Organization Patient Bill of Rights 33-25C-1 – 33-25C-10 Article 25D Prepaid Limited Health Service Organization Act 33-25D-1 – 33-25D-30 Article 25E Patients’ Eye Care Act 33-25E-1 – 33-25E-5 Article 25F Coverage for Patient Cost of Clinical Trials 33-25F-1 – 33-25F-2 Article 25G Provider Sponsored Networks 33-25G-1 – 33-25G-5 Article 26 West Virginia Guaranty Association Act 33-26-1 – 33-26-19 Article 26A West Virginia Life and Health Insurance Guaranty Association Act 33-26A-1 – 33-26A-19 Article 27 Insurance Holding Company Systems 33-27-1 – 33-27-6b Article 27A West Virginia Mutual to Mutual Insurance Holding Company Act 33-27A-1 – 33-27A-9 Article 28 Individual Accident and Sickness Insurance Minimum Standards 33-28-1 – 33-28-7 Article 29 Life and Accident and Sickness Insurance Policy Language Simplification Act 33-29-1 – 33-29-9 Article 30 Mine Subsidence Insurance 33-30-1 – 33-30-15 Article 31 Captive Insurance 33-31-1 – 33-31-25 Article 31A Sponsored Captive Insurance Company Formation 33-31A-1 – 33-31A-9 Article 32 Risk Retention Act 33-32-1 – 33-32-24 Article 33 Annual Audited Financial Report 33-33-1 – 33-33-12a Article 34 Administrative Supervision 33-34-1 – 33-34-10 Article 35 Criminal Sanctions for Failure to Report Impairment 33-35-1 – 33-35-3 Article 36 Business Transacted With Producer-Controlled Property/Casualty Insurer Act 33-36-1 – 33-36-7 Article 37 Managing General Agents 33-37-1 – 33-37-8 Article 38 Reinsurance Intermediary Act 33-38-1 – 33-38-14 Article 39 Disclosure of Material Transactions 33-39-1 – 33-39-4 Article 40 Risk-Based Capital (Rbc) for Insurers 33-40-1 – 33-40-13 Article 40A Risked-Based Capital for Health Organizations 33-40A-1 – 33-40A-12 Article 40B Risk Management and Own Risk and Solvency Assessment Act 33-40B-1 – 33-40B-11 Article 41 West Virginia Insurance Fraud Prevention Act 33-41-1 – 33-41-4a Article 42 Women’s Access to Health Care Act 33-42-1 – 33-42-8 Article 43 Insurance Tax Procedures Act 33-43-1 – 33-43-15 Article 44 Unauthorized Insurers Act 33-44-1 – 33-44-13 Article 45 Ethics and Fairness in Insurer Business Practices 33-45-1 – 33-45-8 Article 46 Third-Party Administrator Act 33-46-1 – 33-46-20 Article 46A Professional Employer Organizations 33-46A-1 – 33-46A-10 Article 47 Interstate Insurance Product Regulation Compact 33-47-1 – 33-47-17 Article 48 Model Health Plan for Uninsurable Individuals Act 33-48-1 – 33-48-12 Article 49 Flood Insurance 33-49-1 – 33-49-10 Article 50 Patient Protection and Transparency Act 33-50-1 – 33-50-3 Article 51 Pharmacy Audit Integrity Act 33-51-1 – 33-51-13 Article 52 Corporate Governance Annual Disclosure Act 33-52-8 – 33-52-5 Article 53 Certificates of Insurance 33-53-1 – 33-53-7 Article 54 Requiring Accountable Pharmaceutical Transparency, Oversight, and Reporting Act 33-54-1 – 33-54-5 Article 55 Health Benefit Plan Network Access and Adequacy Act 33-55-1 – 33-55-9 Article 56 Health Care Services Provided by Pharmacists 33-56-1 Article 57 Required Coverage for Health Insurance 33-57-1 Article 58 Required Coverage for Health Insurance 33-58-1 Article 59 Required Coverage for Health Insurance 33-59-1 Article 60 Insurance Innovation 33-60-1 – 33-60-9 Article 61 Mining Mutual Insurance Company 33-61-1 – 33-61-9 Article 62 Travel Insurance Model Act 33-62-1 – 33-62-9 Ask an insurance law question, get an answer ASAP!Click here to chat with a lawyer about your rights.