As used in this article, the following terms have the following meanings:

(a) “AIDS” means acquired immunodeficiency syndrome.

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(b) “Certificate” means a certificate of group life insurance or a certificate of group disability income insurance delivered in this state, regardless of the situs of the group master policy. A certificate of life insurance benefits or disability income insurance benefits issued or delivered in this state by a fraternal benefit society is a “policy” as defined in subdivision (h).

(c) “Disability income insurance” means insurance against loss of occupational earning capacity arising from injury, sickness, or disablement.

(d) “HIV” or “human immunodeficiency virus” means the etiologic virus of AIDS.

(e) “HIV test” means any clinical test, laboratory or otherwise, used to identify HIV, a component of HIV, or antibodies or antigens to HIV.

(f) “Life or disability income insurer” means an insurer licensed to transact life insurance or disability insurance in this state that is transacting life insurance or disability income insurance in this state, or a fraternal benefit society licensed in this state that is transacting life insurance or disability income insurance in this state.

(g) “Life insurance” means the class of coverage described in Section 101, but, as used in this article, excludes annuities.

(h) “Policy” means an individual life insurance policy or individual disability income insurance policy issued or delivered in this state, or a certificate of life insurance benefits or disability income insurance benefits issued or delivered in this state by a fraternal benefit society.

(Added by Stats. 2020, Ch. 184, Sec. 3. (SB 1255) Effective January 1, 2021.)