Sec. 7. Each policy of insurance must provide for payment to a member of a volunteer fire department, for accidental injury or smoke inhalation caused by or occurring in the course of the performance of the duties of a volunteer firefighter or member of the emergency medical services personnel and for a cardiac disease event proximately caused within forty-eight (48) hours by or occurring in the course of the performance of the duties of a volunteer firefighter or member of the emergency medical services personnel while in an emergency situation, as follows:

(1) For total disability that prevents the member from pursuing the member’s usual vocation:

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Terms Used In Indiana Code 36-8-12-7

  • Emergency medical services personnel: means individuals certified by the emergency medical services commission established by IC 16-31-2-1 who:

    Indiana Code 36-8-12-2

  • Volunteer fire department: means a department or association organized for the purpose of answering fire alarms, extinguishing fires, and providing other emergency services, the majority of members of which receive no compensation or nominal compensation for their services. See Indiana Code 36-8-12-2
  • Volunteer firefighter: means a firefighter:

    Indiana Code 36-8-12-2

(A) after June 30, 2009, and before July 24, 2009, a weekly indemnity of not less than two hundred sixty-two dollars ($262); and

(B) after July 23, 2009, a weekly indemnity of not less than two hundred ninety dollars ($290);

up to a maximum of two hundred sixty (260) weeks. After July 23, 2009, the weekly indemnity may not be less than the Indiana minimum wage computed on the basis of a forty (40) hour week.

(2) For medical expenses, coverage for incurred expenses. However, the policy may not have medical expense limits of less than seventy-five thousand dollars ($75,000).

[Pre-Local Government Recodification Citation: 19-1-40-8.]

As added by Acts 1981, P.L.309, SEC.64. Amended by P.L.367-1983, SEC.1; P.L.348-1985, SEC.1; P.L.229-1996, SEC.3; P.L.1-1999, SEC.93; P.L.192-1999, SEC.2; P.L.174-2009, SEC.4.