§ 369.010 Short title
§ 369.014 Definitions
§ 369.019 Incorporation, requirements, procedure, contents of petition, fees
§ 369.024 Director to approve or deny petition — tentative approval — protest, how ..
§ 369.029 Perpetual existence, when commenced
§ 369.034 Incorporation fee, how computed, bond required
§ 369.039 Expense fund, mutual associations, purpose, amount — contributions, how ..
§ 369.044 Bylaws, when and how adopted — approval by members
§ 369.049 Name may include what, exceptions — deceptive names prohibited — amending ..
§ 369.054 Office, location of — approval to establish or move, when — closing a ..
§ 369.059 Amendment of articles of incorporation, procedure
§ 369.064 Failure to commence business within six months, effect of
§ 369.069 Conversion to federal association, procedure, effect of
§ 369.074 Conversion to state association, procedure, effect of
§ 369.078 Conversion from mutual to capital stock association — requirements — rules ..
§ 369.079 Merger or consolidation, procedure — association may charter interim ..
§ 369.084 Merger, effect of
§ 369.086 Savings and loan holding company, defined — subsidiary, defined — ..
§ 369.087 Association may convert, merge or consolidate with bank or trust company — ..
§ 369.089 Dissolution
§ 369.094 Meetings, when, notice, voting
§ 369.099 Inspection of records, by whom — credit reporting, allowed when
§ 369.104 Publication of financial statement
§ 369.109 Directors, election, powers, qualifications, meetings
§ 369.114 Bonds, who shall have, amount, how and when modified — issuance by fidelity ..
§ 369.124 Reimbursement of certain legal costs, when — liability insurance for ..
§ 369.129 Association records, how kept
§ 369.134 Reserve account required
§ 369.139 Emergency rules and regulations, when
§ 369.144 Powers of an association
§ 369.145 Safe deposit boxes, same rights, powers and duties as bank and trust companies
§ 369.149 Mutual associations — liability and rights of members — rejection or ..
§ 369.154 Accounts, who may own — contracts for — evidence of ownership — accounts of ..
§ 369.159 Fee or service charge authorized
§ 369.161 Savings and loan association or savings bank may act as custodian, when
§ 369.162 Irrevocable life insurance trusts — savings and loan associations may ..
§ 369.164 Attorney in fact, association may recognize, when
§ 369.169 Minors, association may treat as an adult, when
§ 369.174 Joint tenants’ accounts, how handled
§ 369.176 State employee compensation deductions authorized for investment by office ..
§ 369.179 Accounts in trust, how handled
§ 369.184 Fiduciary accounts, how handled
§ 369.186 Accounts payable to second named person upon death of first named person, ..
§ 369.189 Deposits, form, terms and conditions, regulation of — director, imposition ..
§ 369.191 Association may own or control safety vault
§ 369.192 Remedies in enforcement of liabilities and right of renters of safe deposit ..
§ 369.194 Accounts declared legal investments for fiduciaries
§ 369.204 Earnings of accounts, how determined and distributed
§ 369.209 Withdrawal, how, when — failure to pay withdrawal applications, powers of ..
§ 369.211 Joint renters of safe deposit box — survivor’s rights
§ 369.212 Death of all lessees of safe deposit box, duties of association
§ 369.214 Redemption of accounts, how and when, effect of
§ 369.219 Approved investments
§ 369.224 Association to maintain liquid assets — minimum percentage, how set
§ 369.229 Approved transactions and loans
§ 369.234 Preference given association holding first lien
§ 369.239 Association may accept pledge of borrower’s account or other additional ..
§ 369.244 Association may purchase, convey or manage property in which it has a ..
§ 369.249 Director may regulate lending practices
§ 369.254 Association may invest in real property and mobile homes, when
§ 369.259 Unapproved transfer of encumbered property, effect of
§ 369.264 Lending association not liable to borrower or others for defective final ..
§ 369.279 Examiners, appointment, duties — attorney authorized
§ 369.294 Certain interest in an association by director and examiners prohibited — ..
§ 369.299 Powers and duties of director
§ 369.301 Rulemaking, procedure
§ 369.314 Powers and duties of board
§ 369.324 Examination costs, how paid — pro rata assessment, director to determine — ..
§ 369.329 Branch offices and agencies, approval required, exceptions — application ..
§ 369.334 Reports may be required — examiners to have access to records
§ 369.338 Cease and desist orders, period of supervision, when, procedure, duties of ..
§ 369.339 Director to take over association, when — procedure
§ 369.344 Powers of director during take-over of association
§ 369.349 Liquidation by director, procedure
§ 369.354 Federal Deposit Insurance Corporation may act as receiver or liquidator ..
§ 369.359 Foreign association doing business in state must comply with regulation by ..
§ 369.361 Foreign associations adjoining states and principal business outside state, ..
§ 369.364 Federal associations may have same powers as state associations
§ 369.367 Other provisions of law, applicable, when
§ 369.369 Penalty for false statement or certificate
§ 369.371 Costs of reproducing records — costs of appearing in court or deposition — ..
§ 369.670 Definitions
§ 369.675 Savings bank, establishment — articles of agreement, requirements
§ 369.678 Articles of agreement, requirements, filing, director’s duties — recording ..
§ 369.684 Examination required, expenses
§ 369.689 Certificate of organization, recorded
§ 369.695 Powers of savings bank — taxed, how
§ 369.699 Limits on investment
§ 369.703 Merger — conversion — trust powers — director’s powers
§ 369.705 Definitions — savings banks merger with nonbank subsidiaries or nonbank ..
§ 369.708 Law to apply
§ 369.714 Conversion, consolidation, merger
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Terms Used In Missouri Laws > Chapter 369 - Savings and Loan Associations

  • Account: the monetary interest of the owner thereof in the deposit capital of an association and consists of the withdrawal value of such interest. See Missouri Laws 369.014
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Agency: a place of business other than the home office or a branch office at which an agent of the association transacts authorized business of the association. See Missouri Laws 369.014
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appraisal: A determination of property value.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Association: a savings and loan association or a savings association subject to the provisions of this chapter. See Missouri Laws 369.014
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Board: the state banking and savings and loan board established under chapter 361. See Missouri Laws 369.014
  • Branch: a place of business other than the home office at which is transacted authorized business of the association. See Missouri Laws 369.014
  • Capital: the capital stock and any other capital contributions in a capital stock association. See Missouri Laws 369.014
  • Capital stock: shares of nonwithdrawable capital issued by a capital stock association which may be issued as permitted under chapter 351. See Missouri Laws 369.014
  • Capital stock association: an association which issues capital stock. See Missouri Laws 369.014
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • County: includes the City of St. See Missouri Laws 369.014
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Deposition: An oral statement made before an officer authorized by law to administer oaths. Such statements are often taken to examine potential witnesses, to obtain discovery, or to be used later in trial.
  • Director of the division of finance: the chief officer of the division of finance. See Missouri Laws 369.014
  • Earnings: that part of the net income of an association which is payable to or credited to the owners of accounts. See Missouri Laws 369.014
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Federal Deposit Insurance Corporation: A government corporation that insures the deposits of all national and state banks that are members of the Federal Reserve System. Source: OCC
  • federal savings association: an association chartered by the Office of Thrift Supervision or any successor thereto as provided in section 5 of the Home Owners Loan Act of 1933, as amended. See Missouri Laws 369.014
  • Fiduciary: A trustee, executor, or administrator.
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Foreign association: any association or federal association with its principal office located outside Missouri. See Missouri Laws 369.014
  • Foreign holding company: any company or corporation authorized or existing under the laws of any jurisdiction or authority other than Missouri which directly or indirectly controls a foreign association. See Missouri Laws 369.014
  • Fraud: Intentional deception resulting in injury to another.
  • hereafter: means the time after the statute containing it takes effect. See Missouri Laws 1.020
  • Home office: the location named in the articles of incorporation or the new location in place thereof approved by the director of the division of finance. See Missouri Laws 369.014
  • Impaired condition: the inability of an association to pay its debts as they become due in the usual course of its business. See Missouri Laws 369.014
  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Insured association: an association the accounts of which are insured, fully or in part, as provided in this chapter. See Missouri Laws 369.014
  • Joint tenancy: A form of property ownership in which two or more parties hold an undivided interest in the same property that was conveyed under the same instrument at the same time. A joint tenant can sell his (her) interest but not dispose of it by will. Upon the death of a joint tenant, his (her) undivided interest is distributed among the surviving joint tenants.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Member: a person owning an account of a mutual association or a person borrowing from or assuming or obligated upon or owning property securing a loan held by a mutual association. See Missouri Laws 369.014
  • Month: means a calendar month, and "year" means a calendar year unless otherwise expressed, and is equivalent to the words year of our Lord. See Missouri Laws 1.020
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mutual association: an association not having capital stock. See Missouri Laws 369.014
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Office: any place at which business of the association is conducted on a regular and continuing basis. See Missouri Laws 369.014
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: any individual, corporation, entity, voting trust, business trust, partnership, association, syndicate, or organized group of persons whether incorporated or not. See Missouri Laws 369.014
  • Personal property: All property that is not real property.
  • Personal property: includes money, goods, chattels, things in action and evidences of debt. See Missouri Laws 1.020
  • Probate: Proving a will
  • Property: includes real and personal property. See Missouri Laws 1.020
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Quorum: The number of legislators that must be present to do business.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Recourse: An arrangement in which a bank retains, in form or in substance, any credit risk directly or indirectly associated with an asset it has sold (in accordance with generally accepted accounting principles) that exceeds a pro rata share of the bank's claim on the asset. If a bank has no claim on an asset it has sold, then the retention of any credit risk is recourse. Source: FDIC
  • Security instrument: mortgage, deed of trust, or other instrument in which real or personal property is security for a debt. See Missouri Laws 369.014
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: when applied to any of the United States, includes the District of Columbia and the territories, and the words "United States" includes such district and territories. See Missouri Laws 1.020
  • Stockholder: a person owning capital stock of a capital stock association. See Missouri Laws 369.014
  • Subpoena: A command to a witness to appear and give testimony.
  • Tenancy by the entirety: A type of joint tenancy between husband and wife that is recognized in some States. Neither party can sever the joint tenancy relationship; when a spouse dies, the survivor acquires full title to the property.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Trustee: A person or institution holding and administering property in trust.
  • United States: includes such district and territories. See Missouri Laws 1.020
  • Withdrawal value: the amount deposited in an account in an association plus earnings credited thereto less lawful deductions therefrom. See Missouri Laws 369.014