Ohio Code 3905.041 – Exceptions to program of insurance education or examination requirement
(A)(1) An individual who applies for a resident insurance agent license in this state within ninety days after establishing a principal place of residence or principal place of business in this state shall not be required under section 3905.04 of the Revised Code to complete a program of insurance education or to pass a written examination if the individual has paid all applicable fees required under this chapter and if either of the following applies:
Terms Used In Ohio Code 3905.041
- agent: means any person that, in order to sell, solicit, or negotiate insurance, is required to be licensed under the laws of this state, including limited lines insurance agents and surplus line brokers. See Ohio Code 3905.01
- Another: when used to designate the owner of property which is the subject of an offense, includes not only natural persons but also every other owner of property. See Ohio Code 1.02
- Home state: means the state or territory of the United States, including the District of Columbia, in which an insurance agent maintains the insurance agent's principal place of residence or principal place of business and is licensed to act as an insurance agent. See Ohio Code 3905.01
- Insurance: means any of the lines of authority set forth in Chapter 1739. See Ohio Code 3905.01
- License: means the authority issued by the superintendent to a person to act as an insurance agent for the lines of authority specified, but that does not create any actual, apparent, or inherent authority in the person to represent or commit an insurer. See Ohio Code 3905.01
- Limited lines insurance: means those lines of authority set forth in divisions (B)(7) to (13) of section 3905. See Ohio Code 3905.01
- NAIC: means the national association of insurance commissioners. See Ohio Code 3905.01
- state: means the state of Ohio. See Ohio Code 1.59
- superintendent of insurance: means the superintendent of insurance of this state. See Ohio Code 3905.01
(a) The individual is currently licensed in another state and is in good standing for the line or lines of authority requested.
(b) The individual was previously licensed in another state, the individual’s application for a resident insurance agent license in this state is received within ninety days after the cancellation of the individual’s previous license, and, at the time of license cancellation, the individual was in good standing for the line or lines of authority requested.
(2) To determine an applicant’s licensure status and standing in another state, the superintendent of insurance may utilize the producer database maintained by the NAIC or its affiliates or subsidiaries. If that information is not available on the producer database, the superintendent may require documentation from the prior home state.
(B) An individual who applies for a temporary insurance agent license in this state shall not be required under section 3905.04 of the Revised Code to complete any prelicensing education or to pass a written examination.
(C) The superintendent may exempt any limited lines insurance from the examination requirement of section 3905.04 of the Revised Code.