§ 37-6-101 Short title
§ 37-6-102 Applicability
§ 37-6-103 “Administrator” defined
§ 37-6-104 Powers of administrator; harmony with Federal regulations; reliance on rules; duty to report
§ 37-6-105 Administrative powers with respect to supervised financial organizations
§ 37-6-106 Investigatory powers
§ 37-6-107 Administrative actions
§ 37-6-108 Administrative enforcement orders
§ 37-6-109 Assurance of discontinuance
§ 37-6-110 Injunctions against violations of title
§ 37-6-111 Injunctions against unconscionable agreements and fraudulent or unconscionable conduct
§ 37-6-112 Temporary relief
§ 37-6-113 Civil actions by administrator
§ 37-6-115 Remedies not affected
§ 37-6-116 Venue
§ 37-6-117 Administrative responsibilities respecting consumer protection generally
§ 37-6-118 Investigation of unfair trade practices in consumer transactions
§ 37-6-119 Trade practices targeting vulnerable adults prohibited; penalties
§ 37-6-201 Applicability
§ 37-6-202 Notification
§ 37-6-203 Fees
§ 37-6-204 Notification; persons making consumer rental-purchase agreements
§ 37-6-301 Council of Advisors on Consumer Credit
§ 37-6-302 Function of council; conflict of interest
§ 37-6-303 Meetings
§ 37-6-401 Applicability and scope; conflict with Administrative Procedures Act
§ 37-6-402 “Contested case”; “license”; “licensing”; “party”; “rule” defined
§ 37-6-403 Public information; adoption of rules; availability of rules and orders
§ 37-6-404 Procedure for adoption of rules
§ 37-6-405 Filing and taking effect of rules
§ 37-6-406 Publication of rules
§ 37-6-407 Petition for adoption of rules
§ 37-6-408 Declaratory judgment on validity or applicability of rules
§ 37-6-409 Declaratory rulings by administrator
§ 37-6-410 Contested cases; notice; hearing; records
§ 37-6-411 Rules of evidence; official notice
§ 37-6-412 Decisions and orders
§ 37-6-413 Licenses
§ 37-6-414 Contested case hearings before the Administrative Law Court
§ 37-6-501 Department of Consumer Affairs; Commission on Consumer Affairs; administrator
§ 37-6-502 Members of Commission on Consumer Affairs; terms; vacancies
§ 37-6-503 Quorum; meetings
§ 37-6-504 Bonds of Commission members
§ 37-6-505 Compensation and expenses of Commission members
§ 37-6-506 Powers and duties of Commission
§ 37-6-507 Qualifications of administrator
§ 37-6-508 Deputy administrator
§ 37-6-509 Oath and bond of administrator
§ 37-6-510 Personnel
§ 37-6-511 Department to maintain file for each creditor of rate schedules filed by creditor; certified copies; fees
§ 37-6-512 Advisory committee of persons with cognizable handicaps
§ 37-6-601 Division of Consumer Advocacy created
§ 37-6-602 Consumer Advocate; qualifications
§ 37-6-603 Staff and expenses
§ 37-6-604 Functions and duties of division
§ 37-6-605 Access to records of state agencies and insurance companies
§ 37-6-606 Petitions filed by advocate with regulatory agencies in interest of consumers
§ 37-6-607 Advocate may maintain actions for judicial review
§ 37-6-608 Temporary staff; compensation
§ 37-6-609 Discretion as to Consumer Advocate’s decisions

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Terms Used In South Carolina Code > Title 37 > Chapter 6 - Administration

  • Advice and consent: Under the Constitution, presidential nominations for executive and judicial posts take effect only when confirmed by the Senate, and international treaties become effective only when the Senate approves them by a two-thirds vote.
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appellate: About appeals; an appellate court has the power to review the judgement of another lower court or tribunal.
  • Appraisal: A determination of property value.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Chambers: A judge's office.
  • Clerk of court: An officer appointed by the court to work with the chief judge in overseeing the court's administration, especially to assist in managing the flow of cases through the court and to maintain court records.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Ex officio: Literally, by virtue of one's office.
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Pleadings: Written statements of the parties in a civil case of their positions. In the federal courts, the principal pleadings are the complaint and the answer.
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Probable cause: A reasonable ground for belief that the offender violated a specific law.
  • Probate: Proving a will
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Quorum: The number of legislators that must be present to do business.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Statute: A law passed by a legislature.
  • Subpoena: A command to a witness to appear and give testimony.
  • Summons: Another word for subpoena used by the criminal justice system.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC